# Wallet by Stacs vs PhosPay

The clearest difference is update cadence: PhosPay at weekly against Wallet by Stacs's every 4 weeks. Wallet by Stacs's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Wallet by Stacs ships an update every 4 weeks, PhosPay weekly. The most recent releases landed on October 6, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Wallet by Stacs | PhosPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/phospay/id6670174621/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Weekly** |
| Monetization | — | Ad-supported |
| Size | 27 MB | 103 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Stacs Limited](https://appshunter.io/developer/1691875765) | [Phospay Business](https://appshunter.io/developer/1764952589) |

## What reviewers say

### Wallet by Stacs

[App page](https://appshunter.io/ios/app/wallet-by-stacs/id6504357184)

**Features:** macOS Compatibility

**In-app purchases:** none


### PhosPay

[App page](https://appshunter.io/ios/app/phospay/id6670174621)

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

**Highlights:** Instant money transfers, Bill payments, QR code transactions, Savings with interest, Comprehensive fintech platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wallet by Stacs free?

Wallet by Stacs is free to download, with no in-app purchases.

### Is PhosPay free?

PhosPay is free to download, with no in-app purchases.

### Do Wallet by Stacs or PhosPay have ads?

Neither Wallet by Stacs nor PhosPay shows ads.

### Which is updated more often, Wallet by Stacs or PhosPay?

Wallet by Stacs ships an update every 4 weeks, and PhosPay weekly. Most recently, Wallet by Stacs was updated on October 6, 2026 and PhosPay on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*