# SCCU Plus vs HRally FSA/HSA

The clearest difference is rating: SCCU Plus at 4.6 against HRally FSA/HSA's 3.0. SCCU Plus also leads on ratings volume (12K vs 1) and iOS requirement (14.2 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SCCU Plus holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: SCCU Plus has 12K ratings behind it against 1, so its average is the more settled of the two.

SCCU Plus ships an update monthly, HRally FSA/HSA every 6 weeks. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | SCCU Plus | HRally FSA/HSA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (12K ratings)](https://appshunter.io/ios/app/sccu-plus/id6504358736/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/hrally-fsahsa/id6737527062/reviews) |
| Number of ratings | **12K** | 1 |
| Positive reviews | 49.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 375 MB | 32 MB |
| Requires iOS | **14.2** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Space Coast Credit Union](https://appshunter.io/developer/577264633) | [Winston Financial Services Inc](https://appshunter.io/developer/1776930619) |

## What reviewers say

### SCCU Plus

[App page](https://appshunter.io/ios/app/sccu-plus/id6504358736)

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

**Highlights:** Deposit checks via photo, Live chat support, Customizable account alerts, Biometric login, View balances and transaction history, Easy bill payment, Seamless fund transfers, P2P payments, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Faster and more responsive
- 👍 Improved user interface and design
- 💡 Integration of credit score on home page
- 👍 Ability to customize main page

**What reviewers complain about**

- 🐛 Frequent login issues and authentication problems
- 🐛 Slow loading times and constant loading circles
- 🐛 Inability to access transaction history and account details
- 🐛 Incompatibility with Plaid and other third-party integrations
- 🐛 Lack of card control and management features

**Reported bugs**

- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly

**Requested features**

- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts


### HRally FSA/HSA

[App page](https://appshunter.io/ios/app/hrally-fsahsa/id6737527062)

Easily manage your health benefit accounts with real-time balance checks, claim submissions, and expense tracking. Securely access your HRA and FSA details on the go with intuitive navigation and biometric login options.

**Highlights:** Check account balances 24/7, Submit claims with receipt photos, Scan product barcodes for eligibility, View account statements and notifications, Secure biometric login (Touch ID/Face ID), File claims and manage expenses

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SCCU Plus free?

SCCU Plus is free to download, with no in-app purchases.

### Is HRally FSA/HSA free?

HRally FSA/HSA is free to download, with no in-app purchases.

### Which has better reviews, SCCU Plus or HRally FSA/HSA?

SCCU Plus is rated higher. SCCU Plus averages 4.6 out of 5 from 12K ratings, while HRally FSA/HSA averages 3.0 from 1 ratings.

### Do SCCU Plus or HRally FSA/HSA have ads?

Neither SCCU Plus nor HRally FSA/HSA shows ads.

### Which is updated more often, SCCU Plus or HRally FSA/HSA?

SCCU Plus ships an update monthly, and HRally FSA/HSA every 6 weeks. Most recently, SCCU Plus was updated on October 22, 2026 and HRally FSA/HSA on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*