# SCCU Plus vs GoldenTrust Insurance

SCCU Plus and GoldenTrust Insurance both sit at 4.7 stars, but that hides the real split: 100% of GoldenTrust Insurance's written reviews are positive against 50% of SCCU Plus's. GoldenTrust Insurance also leads on update cadence (every 3 days vs monthly). SCCU Plus's advantage is ratings volume (13K vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for SCCU Plus against 4.8 for GoldenTrust Insurance. That said, the two scores are not equally well evidenced: SCCU Plus has 13K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 50% of SCCU Plus's written reviews are positive against 100% of GoldenTrust Insurance's.

SCCU Plus ships an update monthly, GoldenTrust Insurance every 3 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | SCCU Plus | GoldenTrust Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (13K ratings)](https://appshunter.io/ios/app/sccu-plus/id6504358736/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/goldentrust-insurance/id6751352349/reviews)** |
| Number of ratings | **13K** | 4 |
| Positive reviews | 49.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free | Free |
| Size | 375 MB | 53 MB |
| Requires iOS | **14.2** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Space Coast Credit Union](https://appshunter.io/developer/577264633) | [GoldenTrust Insurance](https://appshunter.io/developer/1834721376) |

## What reviewers say

### SCCU Plus

[App page](https://appshunter.io/ios/app/sccu-plus/id6504358736)

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

**Highlights:** Deposit checks via photo, Live chat support, Customizable account alerts, Biometric login, View balances and transaction history, Easy bill payment, Seamless fund transfers, P2P payments, Branch and ATM locator

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Faster and more responsive
- 👍 Improved user interface and design
- 💡 Integration of credit score on home page
- 👍 Ability to customize main page

**What reviewers complain about**

- 🐛 Frequent login issues and authentication problems
- 🐛 Slow loading times and constant loading circles
- 🐛 Inability to access transaction history and account details
- 🐛 Incompatibility with Plaid and other third-party integrations
- 🐛 Lack of card control and management features

**Reported bugs**

- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly

**Requested features**

- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts


### GoldenTrust Insurance

[App page](https://appshunter.io/ios/app/goldentrust-insurance/id6751352349)

This app connects users with independent insurance agencies. It provides access to a wide range of insurance products and services. Get personalized quotes and manage your policies.

**Highlights:** Insurance policy management, Personalized quotes, Access to independent agencies, Wide range of insurance products, Financial services

**In-app purchases:** none


## Frequently asked questions

### Is SCCU Plus free?

SCCU Plus is free to download, with no in-app purchases.

### Is GoldenTrust Insurance free?

GoldenTrust Insurance is free to download, with no in-app purchases.

### Which has better reviews, SCCU Plus or GoldenTrust Insurance?

GoldenTrust Insurance is rated higher. SCCU Plus averages 4.7 out of 5 from 13K ratings, while GoldenTrust Insurance averages 4.8 from 4 ratings.

### Do SCCU Plus or GoldenTrust Insurance have ads?

Neither SCCU Plus nor GoldenTrust Insurance shows ads.

### Which is updated more often, SCCU Plus or GoldenTrust Insurance?

SCCU Plus ships an update monthly, and GoldenTrust Insurance every 3 days. Most recently, SCCU Plus was updated on October 27, 2026 and GoldenTrust Insurance on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*