# Maluk vs Floward Card

The clearest difference is in-app purchases: Floward Card at none against Maluk's 2. Maluk's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Maluk sells 2 in-app purchases, starting at $5.99 per month. Floward Card asks for nothing beyond the download.

Maluk ships an update every 3 weeks, Floward Card every 2 months. The most recent releases landed on October 9, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Maluk | Floward Card |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Freemium | — |
| Size | 54 MB | 109 MB |
| Requires iOS | **14** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Malukifinlit](https://appshunter.io/developer/1820759475) | [Gate To Pay](https://appshunter.io/developer/1481347811) |

## What reviewers say

### Maluk

[App page](https://appshunter.io/ios/app/maluk/id6504363888)

This app empowers employees to manage their finances effectively. It offers tools for financial health checks, improving spending habits, and making informed money decisions. Receive personalized advice and actionable guidance to achieve your financial goals.

**Highlights:** Financial health check, Improve spending habits, Budgeting and saving strategies, Investment planning guidance, Customized financial insights, Actionable real-time reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Maluk Premium | $5.99 | per month |
| Maluk Premium | $54.99 | per year |


### Floward Card

[App page](https://appshunter.io/ios/app/floward-card/id6746364540)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Maluk free?

Maluk is free to download, with in-app purchases available.

### Is Floward Card free?

Floward Card is free to download, with no in-app purchases.

### Do Maluk or Floward Card have ads?

Neither Maluk nor Floward Card shows ads.

### Which is updated more often, Maluk or Floward Card?

Maluk ships an update every 3 weeks, and Floward Card every 2 months. Most recently, Maluk was updated on October 9, 2026 and Floward Card on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*