# Sumly vs Allowance

The clearest difference is in-app purchases: Allowance at none against Sumly's 3. Allowance also leads on ratings volume (17 vs 5). Sumly's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 18.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Sumly sells 2 in-app purchases, starting at $39.99 per month. Allowance asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Sumly against 5.0 for Allowance. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly every 9 days. The most recent releases landed on September 17, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Sumly | Allowance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/sumly/id6504518771/reviews) | [5.0 (17 ratings)](https://appshunter.io/ios/app/allowance-agent-wallet/id6762312262/reviews) |
| Number of ratings | 5 | **17** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | Every 9 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 8 MB |
| Requires iOS | **15.6** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Sumly](https://appshunter.io/developer/1752633679) | [Allowance Inc.](https://appshunter.io/developer/1893771888) |

## What reviewers say

### Sumly

[App page](https://appshunter.io/ios/app/sumly/id6504518771)

Manage business and personal finances, file taxes with confidence, and track expenses automatically. This app helps self-employed individuals identify tax savings and avoid missing deadlines with smart reminders and expert support.

**Highlights:** Streamlined tax filing for self-employed, Automatic expense tracking and categorization, Real-time tax savings visualization, Quarterly estimate reminders, Deduction opportunity flagging, Priority tax expert support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Subscription | $39.99 | per month |
| Pro Subscription | $49.99 | per month |


### Allowance

[App page](https://appshunter.io/ios/app/allowance-agent-wallet/id6762312262)

This app uses AI agents to make purchases for you without sharing your card details. You approve every transaction, maintain control, and continue to earn card rewards. It creates one-time payment credentials for secure, AI-assisted shopping.

**Highlights:** AI-powered purchasing, Card number protection, One-time payment credentials, User payment approval, Earn card rewards, In-app merchant chat

**In-app purchases:** none


## Frequently asked questions

### Is Sumly free?

Sumly is free to download, with in-app purchases available.

### Is Allowance free?

Allowance is free to download, with no in-app purchases.

### Which has better reviews, Sumly or Allowance?

Sumly and Allowance are both rated 5.0 out of 5 on the App Store, from 5 and 17 ratings respectively.

### Do Sumly or Allowance have ads?

Neither Sumly nor Allowance shows ads.

### Which is updated more often, Sumly or Allowance?

Sumly ships an update every 9 days, and Allowance every 9 days. Most recently, Sumly was updated on September 17, 2026 and Allowance on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*