# Chagok vs Kkumgom

The clearest difference is monetization model: Chagok at free against Kkumgom's ad-supported. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chagok ships an update every 10 days, Kkumgom every 9 days. The most recent releases landed on September 9, 2026 and July 6, 2026 respectively.

## The numbers

| Metric | Chagok | Kkumgom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kkumgom-shared-budget/id6744904993/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 56 MB | 39 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Yura Kang](https://appshunter.io/developer/1752692832) | [IN UK YANG](https://appshunter.io/developer/1809863119) |

## What reviewers say

### Chagok

[App page](https://appshunter.io/ios/app/chagok-shared-expense-tracker/id6504530538)

This app provides a flexible way to track personal and shared expenses. Break down transactions by item, category, or purpose, and manage shared accounts with customizable permissions. Gain clarity and control over your spending with detailed reports and an overview of your assets.

**Highlights:** Track personal and shared expenses, Split single receipts by category, Share specific accounts with privacy controls, View spending history with reports, Manage assets across cards and accounts, Customize permissions for shared accounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kkumgom

[App page](https://appshunter.io/ios/app/kkumgom-shared-budget/id6744904993)

This app helps you understand your spending habits by tracking emotions alongside expenses. It allows real-time budget sharing with partners, family, or friends for various needs like travel or daily living. Manage finances with smart budgeting tools, custom settings, and auto-generated reports.

**Highlights:** Emotion-based spending analysis, Real-time shared budgeting, Smart budget management, Multiple budget books, Customizable settings, Auto spending reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Chagok free?

Chagok is free to download, with no in-app purchases.

### Is Kkumgom free?

Kkumgom is free to download, with no in-app purchases.

### Do Chagok or Kkumgom have ads?

Both Chagok and Kkumgom show ads.

### Which is updated more often, Chagok or Kkumgom?

Chagok ships an update every 10 days, and Kkumgom every 9 days. Most recently, Chagok was updated on September 9, 2026 and Kkumgom on July 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*