# JN Pay Wallet vs Upcharge

The clearest difference is rating: Upcharge at 5.0 against JN Pay Wallet's 1.3. JN Pay Wallet's advantage is ratings volume (3 vs 1) and iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Upcharge holds the better App Store score, 5.0 against 1.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

## The numbers

| Metric | JN Pay Wallet | Upcharge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (3 ratings)](https://appshunter.io/ios/app/jn-pay-wallet/id6504534935/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/upcharge-fee-tracker/id6759236037/reviews)** |
| Number of ratings | **3** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | — |
| Monetization | Free | Free |
| Size | 72 MB | 2 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [JN Bank UK](https://appshunter.io/developer/1502601083) | [Dmitry Druker](https://appshunter.io/developer/1877586819) |

## What reviewers say

### JN Pay Wallet

[App page](https://appshunter.io/ios/app/jn-pay-wallet/id6504534935)

Manage your digital money securely and conveniently. Transfer funds, pay bills, and top up mobile credit. Seamlessly deposit and withdraw from JN Bank accounts and JN Smart ATMs.

**Highlights:** Secure digital money management, Fund transfers, Utility bill payments, Mobile credit top-up, JN Bank account integration, JN Smart ATM deposits/withdrawals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Upcharge

[App page](https://appshunter.io/ios/app/upcharge-fee-tracker/id6759236037)

This app helps you understand the true cost of your food delivery orders by breaking down all associated fees. It tracks your spending across different platforms, provides insights into your "convenience premium," and allows you to set budgets for better financial control.

**Highlights:** Automatic PDF receipt scanning, Detailed fee breakdown, Spending analytics, Platform comparison, Budget tracking, Offline and private data storage

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JN Pay Wallet free?

JN Pay Wallet is free to download, with no in-app purchases.

### Is Upcharge free?

Upcharge is free to download, with no in-app purchases.

### Which has better reviews, JN Pay Wallet or Upcharge?

Upcharge is rated higher. JN Pay Wallet averages 1.3 out of 5 from 3 ratings, while Upcharge averages 5.0 from 1 ratings.

### Do JN Pay Wallet or Upcharge have ads?

Neither JN Pay Wallet nor Upcharge shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*