# BillSplit vs Cost Split Payments

The clearest difference is in-app purchases: BillSplit at none against Cost Split Payments's 4. BillSplit also leads on review sentiment (100% vs 75%). Cost Split Payments's advantage is update cadence (fortnightly vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. BillSplit asks for nothing beyond the download.

BillSplit ships an update every 5 weeks, Cost Split Payments fortnightly. The most recent releases landed on June 20, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | BillSplit | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | **100.0% of reviews** | 75.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 38 MB | 35 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ritesh Kumar Yadav](https://appshunter.io/developer/1753062905) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### BillSplit

[App page](https://appshunter.io/ios/app/billsplit-split-bills-and-tabs/id6504613579)

Effortlessly track shared expenses and split bills among friends, family, or groups. This free app simplifies managing group spending for travel, dining, and household costs, allowing for flexible division and quick settlement.

**Highlights:** Free to use forever, Intuitive expense tracking, Flexible bill division, Instant settlement tracking, Organized group management, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases:** none


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is BillSplit free?

BillSplit is free to download, with no in-app purchases.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Do BillSplit or Cost Split Payments have ads?

Neither BillSplit nor Cost Split Payments shows ads.

### Which is updated more often, BillSplit or Cost Split Payments?

BillSplit ships an update every 5 weeks, and Cost Split Payments fortnightly. Most recently, BillSplit was updated on June 20, 2026 and Cost Split Payments on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*