# Welfi vs Kesef

The clearest difference is in-app purchases: Welfi at none against Kesef's 2. Kesef's advantage is ratings volume (23 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month. Welfi asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Welfi against 4.9 for Kesef. That said, the two scores are not equally well evidenced: Kesef has 23 ratings behind it against 1, so its average is the more settled of the two.

Welfi ships an update fortnightly, Kesef every 9 days. The most recent releases landed on October 8, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Welfi | Kesef |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/welfi/id6504641894/reviews)** | [4.9 (23 ratings)](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806/reviews) |
| Number of ratings | 1 | **23** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free | Free |
| Size | 40 MB | 86 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Welfi](https://appshunter.io/developer/1753170398) | [GONZALO NAHMIAS](https://appshunter.io/developer/1870614155) |

## What reviewers say

### Welfi

[App page](https://appshunter.io/ios/app/welfi/id6504641894)

This app helps you plan financial goals, build savings habits, and invest money for financial well-being. It offers automated investment options, personalized strategies for various goals, and tools for short-term savings, emergency funds, and retirement planning.

**Highlights:** Automated investment planning, Personalized financial goals, Diversified investment portfolios, Short-term savings options, Emergency fund management, Retirement planning tools, Thematic investment packs, Buy and sell dollars (MEP)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kesef

[App page](https://appshunter.io/ios/app/kesef-expense-tracker/id6758053806)

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

**Highlights:** Voice expense tracking, Multi-currency support (55+ currencies), Budget setting by category, Subscription and recurring expense tracking, Offline functionality, Data export (CSV, Excel, JSON), Smart insights and statistics

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $19.99 | per year |


## Frequently asked questions

### Is Welfi free?

Welfi is free to download, with no in-app purchases.

### Is Kesef free?

Kesef is free to download, with in-app purchases available.

### Which has better reviews, Welfi or Kesef?

Welfi is rated higher. Welfi averages 5.0 out of 5 from 1 ratings, while Kesef averages 4.9 from 23 ratings.

### Do Welfi or Kesef have ads?

Neither Welfi nor Kesef shows ads.

### Which is updated more often, Welfi or Kesef?

Welfi ships an update fortnightly, and Kesef every 9 days. Most recently, Welfi was updated on October 8, 2026 and Kesef on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*