# Luna vs SplitCircle AI Expense Tracker

The clearest difference is iOS requirement: SplitCircle AI Expense Tracker at 15.1 against Luna's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Luna sells 3 in-app purchases, starting at $4.99 per month and SplitCircle AI Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Luna ships an update every 5 days, SplitCircle AI Expense Tracker every 4 days. The most recent releases landed on September 23, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Luna | SplitCircle AI Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (20 ratings)](https://appshunter.io/ios/app/luna-budgeting-app/id6504741176/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 101 MB | 55 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [AloaLabs, LLC](https://appshunter.io/developer/1471824983) | [SEVENTYTHREE LINES DEVELOPMENT PRIVATE LIMITED](https://appshunter.io/developer/1892345116) |

## What reviewers say

### Luna

[App page](https://appshunter.io/ios/app/luna-budgeting-app/id6504741176)

This app offers a manual expense tracking experience focused on curbing spending. It prioritizes a user-friendly interface and includes widgets and notifications to encourage consistent habit formation.

**Highlights:** Manual expense tracking, Spending curbing focus, User-friendly interface, Lockscreen/homescreen widgets, Reminder notifications, 14-day free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $4.99 | per month |
| Luna Yearly Subscription | $49.99 | per year |
| Luna Lifetime Access | $149.99 | one-time |


### SplitCircle AI Expense Tracker

[App page](https://appshunter.io/ios/app/splitcircle-ai-expense-tracker/id6775386647)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $0.99 | per month |
| Pro Annual | $5.99 | per year |
| Pro Access | $14.99 | one-time |


## Frequently asked questions

### Is Luna free?

Luna is free to download, with in-app purchases available.

### Is SplitCircle AI Expense Tracker free?

SplitCircle AI Expense Tracker is free to download, with in-app purchases available.

### Do Luna or SplitCircle AI Expense Tracker have ads?

Neither Luna nor SplitCircle AI Expense Tracker shows ads.

### Which is updated more often, Luna or SplitCircle AI Expense Tracker?

Luna ships an update every 5 days, and SplitCircle AI Expense Tracker every 4 days. Most recently, Luna was updated on September 23, 2026 and SplitCircle AI Expense Tracker on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*