# Payours vs Owelo

The clearest difference is in-app purchases: Owelo at none against Payours's 2. Owelo also leads on update cadence (every 2 days vs every 2 weeks). Payours's advantage is iOS requirement (15.5.0 vs 18.5). On price, ads and device support there is nothing between them.

Both are free to download. Payours sells 2 in-app purchases, starting at $2.99 per month. Owelo asks for nothing beyond the download.

Payours ships an update every 2 weeks, Owelo every 2 days. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Payours | Owelo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (5 ratings)](https://appshunter.io/ios/app/owelo/id6754049111/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Monetization | — | Free |
| Size | 184 MB | 16 MB |
| Requires iOS | **15.5.0** | 18.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [456Labs Inc](https://appshunter.io/developer/1424544058) | [Quincy Keele](https://appshunter.io/developer/1696729988) |

## What reviewers say

### Payours

[App page](https://appshunter.io/ios/app/payours-split-bills-expenses/id6504745009)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Monthly | $29.99 | per year |


### Owelo

[App page](https://appshunter.io/ios/app/owelo/id6754049111)

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

**Highlights:** Create and manage shared subscription plans, Automated payment splitting, Smart cost splitting, Secure and private, Supports Apple Pay and Stripe

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Payours free?

Payours is free to download, with in-app purchases available.

### Is Owelo free?

Owelo is free to download, with no in-app purchases.

### Do Payours or Owelo have ads?

Neither Payours nor Owelo shows ads.

### Which is updated more often, Payours or Owelo?

Payours ships an update every 2 weeks, and Owelo every 2 days. Most recently, Payours was updated on October 3, 2026 and Owelo on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*