DreamFi vs CineFi

BANKING MADE SIMPLE Open a checking account1 with no minimum balance. Access cash at over 50,000 surcharge-free ATMs worldwide3. Save money on check cashing fees with direct deposit. SAVE MORE, SPEND LESS • Compare prescription drug prices and find the lowest cost at pharmacies near you • Access exclusive affordable cell phone plans starting at $15/month • Get preferred discounts on shopping and dining • Earn cash back with $hopping Rewards™ at thousands of online retailers PROTECTION THAT MATTERS Your financial security is our priority: • Protect your family with complimentary life insurance coverage 4 and telehealth services • Cell phone protection—up to $1000 for repair or replacement 5 • 24/7 roadside assistance with up to $200 in coverage 6 FINANCIAL EDUCATION Learn from experts with practical guidance on budgeting, saving, and building wealth. Whether you're just starting out or leveling up, get the tools you need to succeed. WHY DREAMFI? We're more than a banking app—we're your partner in working towards financial freedom. DreamFi provides the benefits and tools you need to break cycles, build stability, and create a legacy for generations to come. KEY FEATURES: Open a checking account with no minimum balance 50,000+ surcharge-free ATMs nationwide Prescription savings comparison tool Cell phone & roadside assistance protection Life insurance options Shopping rewards & cash back Expert financial education 24/7 customer support Download DreamFi today and take control of your financial future. LEGAL DISCLAIMERS: ¹ DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC. ² The DreamFi Visa® Debit Card is issued by Cottonwood Payments pursuant to a license from Visa USA, Inc. Use of this card is subject to the terms and conditions of the cardholder agreement. Visa is a registered trademark of Visa USA, Inc. All other trademarks and service marks belongs to their respective owners ³ To find a surcharge-free ATM in the Allpoint network visit the DreamFi app or allpointnetwork.com ⁴ Life insurance coverage subject to approval from DreamFi's life insurance partner and available to those who open a DreamFi checking account in eligible states. ⁵ Cell phone protection: Up to two claims up to $600 each with maximum of $1,000 per twelve-month period; $50 deductible per claim. ⁶ Roadside assistance: Maximum benefit limit is $100 per occurrence and $200 per twelve-month period. Subject to maximum of two occurrences per twelve-month period. 7. DreamFi member benefits are subject to change. Fees may apply. 8 Compare major prescription savings programs to find the lowest cost available at pharmacies in your area. Mobile phone plans available to DreamFi members paying bill with their DreamFi checking account, plans starting at $15. See “Member Benefits” within the app for complete details.

The film industry can be unpredictable. Your finances shouldn’t be. CineFi is a modern digital banking experience built for behind-the-scenes film industry professionals who believe financial stability shouldn’t be a casualty of their creative pursuits. The CineFi mobile app reshapes how our members bank daily as they simplify finances and build toward a brighter financial future—on set, on the road, or at home. • Get paid up to three days sooner than usual with Early Payday and direct deposit.* • Round up to save—automatically boost your savings every time you make a debit card purchase!** • Create custom transaction folders, then review personalized spending insights to see exactly where your money's going. • Focus on better money management from wherever you are with CineFi Financial Education. Plus, no minimum balance requirements, monthly service fees, or foreign transaction fees. And, since we're a digital bank, your money's always safe and accessible—no matter where your next project takes you. • Switch your direct deposits to CineFi seamlessly with Pinwheel—right from the app. • Tap, pay, and go with a Digital Wallet built for speed and security or access a network of 30,000+ surcharge-free ATMs. • Set or reset your PIN on the go or and lock and unlock your CineFi debit card with a single tap. CineFi: Your finances, in focus. Copyright © 2025 CineFi. All Rights Reserved. CineFi is a division of First Entertainment Credit Union. Federally insured by NCUA. * Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ** CineFi will round up the amount of any debit card purchases associated with your CineFi checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount to your amount to your CineFi savings account. CineFi reserves the right to cancel or modify the CineFi checking account Round-Up Program at any time.