DreamFi vs PureFi

BANKING MADE SIMPLE Open a checking account1 with no minimum balance. Access cash at over 50,000 surcharge-free ATMs worldwide3. Save money on check cashing fees with direct deposit. SAVE MORE, SPEND LESS • Compare prescription drug prices and find the lowest cost at pharmacies near you • Access exclusive affordable cell phone plans starting at $15/month • Get preferred discounts on shopping and dining • Earn cash back with $hopping Rewards™ at thousands of online retailers PROTECTION THAT MATTERS Your financial security is our priority: • Protect your family with complimentary life insurance coverage 4 and telehealth services • Cell phone protection—up to $1000 for repair or replacement 5 • 24/7 roadside assistance with up to $200 in coverage 6 FINANCIAL EDUCATION Learn from experts with practical guidance on budgeting, saving, and building wealth. Whether you're just starting out or leveling up, get the tools you need to succeed. WHY DREAMFI? We're more than a banking app—we're your partner in working towards financial freedom. DreamFi provides the benefits and tools you need to break cycles, build stability, and create a legacy for generations to come. KEY FEATURES: Open a checking account with no minimum balance 50,000+ surcharge-free ATMs nationwide Prescription savings comparison tool Cell phone & roadside assistance protection Life insurance options Shopping rewards & cash back Expert financial education 24/7 customer support Download DreamFi today and take control of your financial future. LEGAL DISCLAIMERS: ¹ DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC. ² The DreamFi Visa® Debit Card is issued by Cottonwood Payments pursuant to a license from Visa USA, Inc. Use of this card is subject to the terms and conditions of the cardholder agreement. Visa is a registered trademark of Visa USA, Inc. All other trademarks and service marks belongs to their respective owners ³ To find a surcharge-free ATM in the Allpoint network visit the DreamFi app or allpointnetwork.com ⁴ Life insurance coverage subject to approval from DreamFi's life insurance partner and available to those who open a DreamFi checking account in eligible states. ⁵ Cell phone protection: Up to two claims up to $600 each with maximum of $1,000 per twelve-month period; $50 deductible per claim. ⁶ Roadside assistance: Maximum benefit limit is $100 per occurrence and $200 per twelve-month period. Subject to maximum of two occurrences per twelve-month period. 7. DreamFi member benefits are subject to change. Fees may apply. 8 Compare major prescription savings programs to find the lowest cost available at pharmacies in your area. Mobile phone plans available to DreamFi members paying bill with their DreamFi checking account, plans starting at $15. See “Member Benefits” within the app for complete details.

PureFi puts your savings into real assets like real estate. Earn up to 6% APY from actual properties, with the income paid straight into your balance. Then send, add, and withdraw money like any bank app. REAL ASSETS, REAL YIELD Your money buys shares of real assets like houses with real addresses and real tenants. No staking, no lending pools, no tokens that exist only on a chart. Every property you own a piece of is listed in the app, so you always know exactly what your money is doing. UP TO 6% APY, PAID MONTHLY Rent from your properties lands in your PureFi balance every month. Property values can grow on top of that. Start with as little as you want and add more whenever you like. EARNS MORE THAN A SAVINGS ACCOUNT Most banks pay next to nothing. PureFi's real estate account targets up to 6% APY because it is backed by real asset income, not by a bank's lending margin. EVERYTHING ELSE YOU EXPECT FROM A MONEY APP Send money to anyone with an email address, instantly and free. Add money from your bank, debit card, or Apple Pay. Withdraw straight back to your bank whenever you want. Local bank rails in the US, UK, Europe, Canada, and more. YOUR MONEY, YOUR CONTROL Your balance sits in a wallet only you control. PureFi never holds your money and never moves it without your approval. WHAT YOU GET - A real estate account earning up to 6% APY - Monthly rent income paid into your balance - Instant, fee-free transfers to anyone by email - Bank, debit card, and Apple Pay deposits - Start with $25 - Withdraw to your bank anytime. No lockups - Monthly statements - Invite friends and earn rewards Join the 300,000+ people already growing their money with PureFi. DISCLAIMER PureFi is a financial technology company, not a bank. Money movement and real asset investments are provided through licensed partners. PureFi does not hold customer deposits in a bank account and PureFi balances are not bank deposits. Up to 6% APY is a projection, variable, generated from rent and value changes on real estate, and not guaranteed. Real asset investments carry risk, including the possible loss of principal. Past performance is not indicative of future results. Balance protection of up to $1,000,000 per account is provided through private insurance coverage. This is not FDIC insurance and is not provided by any government agency. Transfer times, fees, and exchange rates may vary. Services may not be available in all jurisdictions and are subject to applicable laws and regulatory approval.