# Cel'F vs Smart CFC

The clearest difference is update cadence: Cel'F at every 3 weeks against Smart CFC's every 4 months. Cel'F also leads on iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cel'F ships an update every 3 weeks, Smart CFC every 4 months. The most recent releases landed on October 3, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | Cel'F | Smart CFC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/celf/id6505068165/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 23 MB | 28 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KENZUP](https://appshunter.io/developer/1537255166) | [RCAR](https://appshunter.io/developer/714876390) |

## What reviewers say

### Cel'F

[App page](https://appshunter.io/ios/app/celf/id6505068165)

Effortlessly track money exchanges between friends and manage personal debts. This app simplifies recording loans and expenses with automated reminders for payments and overdue amounts, eliminating the need for spreadsheets.

**Highlights:** Simple debt and expense tracking, Automated payment reminders, Overdue debt notifications, Organized financial overview, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart CFC

[App page](https://appshunter.io/ios/app/smart-cfc/id6736991806)

**In-app purchases:** none


## Frequently asked questions

### Is Cel'F free?

Cel'F is free to download, with no in-app purchases.

### Is Smart CFC free?

Smart CFC is free to download, with no in-app purchases.

### Do Cel'F or Smart CFC have ads?

Neither Cel'F nor Smart CFC shows ads.

### Which is updated more often, Cel'F or Smart CFC?

Cel'F ships an update every 3 weeks, and Smart CFC every 4 months. Most recently, Cel'F was updated on October 3, 2026 and Smart CFC on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*