# Budzet vs Pluto Budgeting

The clearest difference is in-app purchases: Budzet at none against Pluto Budgeting's 2. Pluto Budgeting's advantage is ads (none vs shown) and update cadence (weekly vs every 6 weeks). On price, rating, ratings volume and device support there is nothing between them.

Both are free to download. Pluto Budgeting sells 2 in-app purchases, starting at $9.99 per month. Budzet asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Budzet against 5.0 for Pluto Budgeting. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Budzet ships an update every 6 weeks, Pluto Budgeting weekly. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Budzet | Pluto Budgeting |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/budzet/id6505068934/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/pluto-budgeting/id6754609330/reviews) |
| Number of ratings | **2** | 1 |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Weekly** |
| Monetization | **Ad-supported** | Freemium |
| Size | 134 MB | 67 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AFNO FINANCIAL HOLDINGS CORPORATION](https://appshunter.io/developer/1587503506) | [Pluto Budgeting LLC](https://appshunter.io/developer/1849199127) |

## What reviewers say

### Budzet

[App page](https://appshunter.io/ios/app/budzet/id6505068934)

This app guides you through creating and maintaining a personalized financial plan. It helps identify financial gaps, set goals, and map out a path to achieve them, all in about 3 minutes a week. Link your accounts for a more complete and tailored experience.

**Highlights:** Personalized financial plan creation, Goal setting and pathway mapping, Financial wellness coaching, Account linking for personalization, Identification of financial gaps

**Features:** macOS Compatibility

**In-app purchases:** none


### Pluto Budgeting

[App page](https://appshunter.io/ios/app/pluto-budgeting/id6754609330)

This app helps you manage your finances by budgeting based on your paycheck schedule, not calendar months. It calculates your safe spending amount and helps you save for irregular expenses, making financial planning simpler.

**Highlights:** Budgeting by paycheck schedule, Real-time Safe to Spend calculation, Incremental Savings for irregular expenses, Smart transaction matching, Pay Period Forecast, Bank sync (Premium)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pluto Premium | $9.99 | per month |
| Pluto Premium (Annual) | $99.00 | per year |


## Frequently asked questions

### Is Budzet free?

Budzet is free to download, with no in-app purchases.

### Is Pluto Budgeting free?

Pluto Budgeting is free to download, with in-app purchases available.

### Which has better reviews, Budzet or Pluto Budgeting?

Budzet and Pluto Budgeting are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Budzet or Pluto Budgeting have ads?

Budzet shows ads; Pluto Budgeting does not.

### Which is updated more often, Budzet or Pluto Budgeting?

Budzet ships an update every 6 weeks, and Pluto Budgeting weekly. Most recently, Budzet was updated on October 6, 2026 and Pluto Budgeting on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*