# Budzet vs Whatifolio

The clearest difference is in-app purchases: Budzet at none against Whatifolio's 6. Budzet also leads on ads (none vs shown). Whatifolio's advantage is update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (15.1 vs 17.6). On price and device support there is nothing between them.

Both are free to download. Whatifolio sells 6 one-off in-app purchases. Budzet asks for nothing beyond the download.

Budzet ships an update every 6 weeks, Whatifolio every 3 weeks. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Budzet | Whatifolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budzet/id6505068934/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Ad-supported | — |
| Size | 144 MB | 43 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AFNO Financial Holdings Corporation](https://appshunter.io/developer/1587503506) | [Usatenko Vitalii](https://appshunter.io/developer/6771846234) |

## What reviewers say

### Budzet

[App page](https://appshunter.io/ios/app/budzet/id6505068934)

This app guides you through creating and maintaining a personalized financial plan. It helps identify financial gaps, set goals, and map out a path to achieve them, all in about 3 minutes a week. Link your accounts for a more complete and tailored experience.

**Highlights:** Personalized financial plan creation, Goal setting and pathway mapping, Financial wellness coaching, Account linking for personalization, Identification of financial gaps

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Whatifolio

[App page](https://appshunter.io/ios/app/whatifolio/id6771846232)

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Whatif | $0.99 | one-time |
| 5 Whatifs | $3.99 | one-time |
| 10 Whatifs | $6.99 | one-time |
| 30 Whatifs | $19.99 | one-time |
| Whatifolio Unlimited Lifetime | $59.99 | one-time |
| 100 Whatifs | $59.99 | one-time |


## Frequently asked questions

### Is Budzet free?

Budzet is free to download, with no in-app purchases.

### Is Whatifolio free?

Whatifolio is free to download, with in-app purchases available.

### Do Budzet or Whatifolio have ads?

Whatifolio shows ads; Budzet does not.

### Which is updated more often, Budzet or Whatifolio?

Budzet ships an update every 6 weeks, and Whatifolio every 3 weeks. Most recently, Budzet was updated on October 23, 2026 and Whatifolio on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*