# LoadPay vs OperFi IQ

The clearest difference is rating: LoadPay at 4.3 against OperFi IQ's 3.0. LoadPay also leads on ratings volume (6 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoadPay holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: LoadPay has 6 ratings behind it against 1, so its average is the more settled of the two.

LoadPay ships an update every 3 months, OperFi IQ every 2 months. The most recent releases landed on October 5, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | LoadPay | OperFi IQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/loadpay/id6505123792/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/operfi-iq/id6737416683/reviews) |
| Number of ratings | **6** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 5 MB | 47 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TBK Bank](https://appshunter.io/developer/990325216) | [FactorGenie](https://appshunter.io/developer/1726934536) |

## What reviewers say

### LoadPay

[App page](https://appshunter.io/ios/app/loadpay/id6505123792)

A banking application designed for trucking companies, enabling truck drivers and owners to manage their finances and access earnings quickly. It aims to centralize financial operations for the trucking industry.

**Highlights:** Centralize finances for trucking companies, Access earnings within minutes, Designed for truck drivers and owners, Streamline financial operations

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### OperFi IQ

[App page](https://appshunter.io/ios/app/operfi-iq/id6737416683)

Manage your trucking business finances and operations with this comprehensive mobile solution. Track funding, access capital quickly, and optimize routes with real-time fuel prices. Includes load management and business analytics for growth.

**Highlights:** Real-time funding updates, Transaction tracking, Smart document scanning, Quick capital access, Cost-effective route planning, Load board access, Financial reports and analytics

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LoadPay free?

LoadPay is free to download, with no in-app purchases.

### Is OperFi IQ free?

OperFi IQ is free to download, with no in-app purchases.

### Which has better reviews, LoadPay or OperFi IQ?

LoadPay is rated higher. LoadPay averages 4.3 out of 5 from 6 ratings, while OperFi IQ averages 3.0 from 1 ratings.

### Do LoadPay or OperFi IQ have ads?

Neither LoadPay nor OperFi IQ shows ads.

### Which is updated more often, LoadPay or OperFi IQ?

LoadPay ships an update every 3 months, and OperFi IQ every 2 months. Most recently, LoadPay was updated on October 5, 2026 and OperFi IQ on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*