Comparison

Just Money Expense Diary vs Money Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Just Money Expense Diary

Manage your personal finances with this straightforward app. Track income and expenses by category, visualize financial data with interactive charts, and secure your information with biometric locks. Easily export your data and sync across devices.

Highlights
  • Income and expense tracking
  • Category management
  • Interactive charts and graphs
  • Data export to CSV
  • iCloud sharing
  • Biometric security (Touch ID/Face ID)
Features
Read full description

A simple expense diary for daily spending, cash, and income. Just Money is the place to write down what you spend and earn. No bank login, no account, no ads—just a clean record of where your money goes. WHAT YOU CAN DO • Add expenses and income in seconds, with a built-in calculator • Use categories that match how you actually think about your money • See simple statistics for any period—by category, by month, by year • Compare income and expenses side by side • Track cash, daily spending, and household money • Export to CSV anytime • Code lock with Face ID support THE IDEA The idea is small: write down what you spent and what you earned. The act of typing a number and picking a category is where awareness lives—it's the reason Just Money is a manual app, not a bank-connected one. QUIET, PRIVATE, YOURS • No bank connection • No account to create • No ads • Your records stay on your device and your iCloud—not on a Just Money server BUILT TO LAST Just Money has been around since 2013. A one-time purchase stays a one-time purchase—we don't gate features you've already paid for. WHAT IT ISN'T Not a budgeting platform. Not accounting software. Not a bank-connected finance dashboard. A notebook for the money in your day. Questions, ideas, or feature requests? Write to hello@justmoney.nl—every email is read by the developer.

About

Money Manager

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

Screenshots

Just Money Expense Diary4 screens
Money Manager4 screens

Verdict

The call

The clearest difference is device support: Money Manager at 4 against Just Money Expense Diary's 2. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Just Money Expense Diary sells 4 one-off in-app purchases and Money Manager sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Just Money Expense Diary holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 15 and 11 respectively. Written reviews split almost evenly too, at 69% and 70% positive.

UpkeepUpdate frequency

Just Money Expense Diary ships an update every 11 days, Money Manager fortnightly. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Just Money Expense Diary versus Money Manager: the parameters behind the verdict, then further details
ParameterJust Money Expense DiaryMoney Manager
PriceFreeFree
Rating4.9 (15 ratings) — better4.7 (11 ratings)
Positive reviews69.0% of reviews70.0% of reviews — better
Number of ratings15 — better11
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS18.617.6 — better
Further details — not scored
Size20 MB19 MB
Age rating4+4+
DeveloperVladimir ShutyukRobin Guido Schmidt

Customer experience

Just Money Expense Diary

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews71 reviews
Positive69.0%
Neutral8.5%
Negative22.5%

Money Manager

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive70.0%
Neutral0.0%
Negative30.0%

In-app purchases

4 purchases

Just Money Expense Diary

One-time4
  • Categories$0.99
  • Statistics$0.99
  • Full Version Discount$8.99
Show 1 more
  • Full Version$12.99
4 purchases

Money Manager

Subscriptions3
  • SpendWave+ Monthly7 Days trial$0.991 Month
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Yearly7 Days trial$8.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99

Questions

Is Just Money Expense Diary free?
Just Money Expense Diary is free to download, with in-app purchases available.
Is Money Manager free?
Money Manager is free to download, with in-app purchases available.
Which has better reviews, Just Money Expense Diary or Money Manager?
Just Money Expense Diary is rated higher. Just Money Expense Diary averages 4.9 out of 5 from 15 ratings, while Money Manager averages 4.7 from 11 ratings.
Do Just Money Expense Diary or Money Manager have ads?
Neither Just Money Expense Diary nor Money Manager shows ads.
Which is updated more often, Just Money Expense Diary or Money Manager?
Just Money Expense Diary ships an update every 11 days, and Money Manager fortnightly. Most recently, Just Money Expense Diary was updated on October 27, 2026 and Money Manager on October 25, 2026.

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