# HRCU vs Hidden River CU

The clearest difference is rating: Hidden River CU at 4.8 against HRCU's 3.5. Hidden River CU also leads on review sentiment (80% vs 48%) and ratings volume (845 vs 40). HRCU's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hidden River CU holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Hidden River CU has 845 ratings behind it against 40, so its average is the more settled of the two. Written reviews point the same way: 48% of HRCU's written reviews are positive against 80% of Hidden River CU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | HRCU | Hidden River CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (40 ratings)](https://appshunter.io/ios/app/hrcu/id650953465/reviews) | **[4.8 (845 ratings)](https://appshunter.io/ios/app/hidden-river-cu/id6450965228/reviews)** |
| Number of ratings | 40 | **845** |
| Positive reviews | 47.6% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 179 MB | 178 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Holy Rosary Credit Union](https://appshunter.io/developer/650953468) | [Hidden River Credit Union](https://appshunter.io/developer/872636690) |

## What reviewers say

### HRCU

[App page](https://appshunter.io/ios/app/hrcu/id650953465)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and locate branches and ATMs. Enjoy a secure and user-friendly experience optimized for your device.

**Highlights:** Check account balances, View transaction history, Transfer funds, Mobile check deposit, Bill payment scheduling, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Hidden River CU

[App page](https://appshunter.io/ios/app/hidden-river-cu/id6450965228)

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is HRCU free?

HRCU is free to download, with no in-app purchases.

### Is Hidden River CU free?

Hidden River CU is free to download, with no in-app purchases.

### Which has better reviews, HRCU or Hidden River CU?

Hidden River CU is rated higher. HRCU averages 3.5 out of 5 from 40 ratings, while Hidden River CU averages 4.8 from 845 ratings.

### Do HRCU or Hidden River CU have ads?

Neither HRCU nor Hidden River CU shows ads.

### Which is updated more often, HRCU or Hidden River CU?

HRCU ships an update monthly, and Hidden River CU monthly. Most recently, HRCU was updated on September 25, 2026 and Hidden River CU on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*