# HRCU vs Cuenta

The clearest difference is rating: Cuenta at 5.0 against HRCU's 3.5. HRCU's advantage is ratings volume (39 vs 1) and iOS requirement (16.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cuenta holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: HRCU has 39 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 21, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | HRCU | Cuenta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (39 ratings)](https://appshunter.io/ios/app/hrcu/id650953465/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cuenta-split-the-bill/id6804882334/reviews)** |
| Number of ratings | **39** | 1 |
| Positive reviews | 47.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 179 MB | 8 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Holy Rosary Credit Union](https://appshunter.io/developer/650953468) | [Ishil Puri](https://appshunter.io/developer/1281202994) |

## What reviewers say

### HRCU

[App page](https://appshunter.io/ios/app/hrcu/id650953465)

Manage your finances on the go with this mobile banking app. Check balances, view transaction history, transfer funds, deposit checks, and locate branches and ATMs. Enjoy a secure and user-friendly experience optimized for your device.

**Highlights:** Check account balances, View transaction history, Transfer funds, Mobile check deposit, Bill payment scheduling, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Cuenta

[App page](https://appshunter.io/ios/app/cuenta-split-the-bill/id6804882334)

Effortlessly split restaurant bills with friends. Scan or import receipts, itemize expenses, and share a link for everyone to claim their items. Settle up easily with integrated payment options.

**Highlights:** Scan paper receipts, Import receipt photos, Itemize expenses, Share bills via link, Claim individual items, Integrated payment options, Reopen recent bills

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HRCU free?

HRCU is free to download, with no in-app purchases.

### Is Cuenta free?

Cuenta is free to download, with no in-app purchases.

### Which has better reviews, HRCU or Cuenta?

Cuenta is rated higher. HRCU averages 3.5 out of 5 from 39 ratings, while Cuenta averages 5.0 from 1 ratings.

### Do HRCU or Cuenta have ads?

Neither HRCU nor Cuenta shows ads.

### Which is updated more often, HRCU or Cuenta?

HRCU ships an update monthly, and Cuenta monthly. Most recently, HRCU was updated on October 21, 2026 and Cuenta on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*