# IDBI eRupee vs Spensyble

The clearest difference is rating: Spensyble at 5.0 against IDBI eRupee's 3.0. Spensyble also leads on update cadence (every 2 days vs every 2 months). IDBI eRupee's advantage is in-app purchases (none vs 2). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. Spensyble sells 2 in-app purchases, starting at $9.99 per month. IDBI eRupee asks for nothing beyond the download.

Spensyble holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

IDBI eRupee ships an update every 2 months, Spensyble every 2 days. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | IDBI eRupee | Spensyble |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/idbi-erupee/id6511244695/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spensyble/id6813261696/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 62.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | **Free** | Freemium |
| Size | 57 MB | 10 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [IDBI BANK LIMITED](https://appshunter.io/developer/1121610258) | [Matt Cox](https://appshunter.io/developer/6813261698) |

## What reviewers say

### IDBI eRupee

[App page](https://appshunter.io/ios/app/idbi-erupee/id6511244695)

This app allows users to securely load, redeem, and transfer Central Bank Digital Currency (CBDC) using their linked bank accounts. It facilitates payments via phone number, QR codes, and provides transaction history and dispute filing.

**Highlights:** Load and redeem CBDC, Transfer CBDC via phone number or QR code, Link bank accounts, View transaction history, File disputes, Secure wallet management

**In-app purchases:** none


### Spensyble

[App page](https://appshunter.io/ios/app/spensyble/id6813261696)

This app helps you determine your true safe-to-spend balance by analyzing your bank statements. It identifies recurring bills and paychecks to show you how much disposable income you have until your next payday.

**Highlights:** Import bank statements (CSV, XLSX, PDF), Automatic bill and paycheck detection, View safe-to-spend balance, Cash trajectory projection, Day-by-day balance calendar, Add one-time expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spensyble Monthly | $9.99 | per month |
| Spensyble Annual Plan | $79.99 | per year |


## Frequently asked questions

### Is IDBI eRupee free?

IDBI eRupee is free to download, with no in-app purchases.

### Is Spensyble free?

Spensyble is free to download, with in-app purchases available.

### Which has better reviews, IDBI eRupee or Spensyble?

Spensyble is rated higher. IDBI eRupee averages 3.0 out of 5 from 1 ratings, while Spensyble averages 5.0 from 1 ratings.

### Do IDBI eRupee or Spensyble have ads?

Neither IDBI eRupee nor Spensyble shows ads.

### Which is updated more often, IDBI eRupee or Spensyble?

IDBI eRupee ships an update every 2 months, and Spensyble every 2 days. Most recently, IDBI eRupee was updated on November 4, 2026 and Spensyble on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*