# Split Bill vs PayLater

The clearest difference is review sentiment: Split Bill at 100% against PayLater's 28%. PayLater's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Split Bill sells 3 in-app purchases, starting at $5.99 per month. PayLater asks for nothing beyond the download.

Split Bill ships an update fortnightly, PayLater every 3 weeks. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Split Bill | PayLater |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (298 ratings)](https://appshunter.io/ios/app/paylater-split-your-payments/id6738985290/reviews)** |
| Number of ratings | — | **298** |
| Positive reviews | **100.0% of reviews** | 28.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 31 MB | 106 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hung Truong Khanh](https://appshunter.io/developer/1762420034) | [Pay Later](https://appshunter.io/developer/1754177617) |

## What reviewers say

### Split Bill

[App page](https://appshunter.io/ios/app/split-bill-share-expenses/id6511249239)

Easily manage shared expenses with friends and groups. Automatically identify bill details, track spending, and calculate who owes whom. Integrates with popular payment services and offers offline access.

**Highlights:** Photo bill scanning with auto-identification, Group expense tracking, Automated debt calculation, Integration with payment services, Spending pattern charts and graphs, Offline access, QR code scanning for connections

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Premium Monthly | $5.99 | per month |
| Bill Splitter Premium Annual | $29.99 | per year |
| Bill Splitter Premium | $59.99 | one-time |


### PayLater

[App page](https://appshunter.io/ios/app/paylater-split-your-payments/id6738985290)

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

**Highlights:** Split payments into 4 installments, Fast and easy onboarding, Secure PCI DSS-compliant transactions, Shop with a network of top retailers, Transparent fees, no hidden charges

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Trusted
- 👍 Great experience

**What reviewers complain about**

- 💡 No Arabic language support
- 💡 Low spending limit
- 🐛 Debit card not supported
- 🐛 OTP not received
- 🐛 Unable to delete app and restart

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Monthly payment reminder
- Higher spending limits


## Frequently asked questions

### Is Split Bill free?

Split Bill is free to download, with in-app purchases available.

### Is PayLater free?

PayLater is free to download, with no in-app purchases.

### Do Split Bill or PayLater have ads?

Split Bill shows ads; PayLater does not.

### Which is updated more often, Split Bill or PayLater?

Split Bill ships an update fortnightly, and PayLater every 3 weeks. Most recently, Split Bill was updated on September 11, 2026 and PayLater on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*