# Oxygen X Finance vs Aella MFB

The clearest difference is rating: Oxygen X Finance at 5.0 against Aella MFB's 4.6. Aella MFB's advantage is ratings volume (195 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oxygen X Finance holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Aella MFB has 195 ratings behind it against 1, so its average is the more settled of the two.

Oxygen X Finance ships an update fortnightly, Aella MFB every 2 weeks. The most recent releases landed on October 22, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Oxygen X Finance | Aella MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oxygen-x-finance/id6517354552/reviews)** | [4.6 (195 ratings)](https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews) |
| Number of ratings | 1 | **195** |
| Positive reviews | — | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 141 MB | 109 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [OXYGEN X FINANCE COMPANY LIMITED](https://appshunter.io/developer/1755884603) | [Aella Microfinance Bank Limited](https://appshunter.io/developer/1844732600) |

## What reviewers say

### Oxygen X Finance

[App page](https://appshunter.io/ios/app/oxygen-x-finance/id6517354552)

Access financial solutions for investing and borrowing. Grow your money with investment plans and earn interest, or get instant loans with flexible repayment options. Secure and regulated for your peace of mind.

**Highlights:** Invest from ₦50,000, Earn up to 24.25% annual interest, Instant loans up to ₦10,000,000, Flexible repayment plans (91-365 days), Affordable interest rates (2-2.5% monthly), No collateral or paperwork required, Licensed & regulated by the CBN

**Features:** macOS Compatibility

**In-app purchases:** none


### Aella MFB

[App page](https://appshunter.io/ios/app/aella-mfb/id6753731908)

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

**Highlights:** Loans, Investments, Bill payments, Micro-insurance, Peer-to-peer transfers, Address verification via location monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen X Finance free?

Oxygen X Finance is free to download, with no in-app purchases.

### Is Aella MFB free?

Aella MFB is free to download, with no in-app purchases.

### Which has better reviews, Oxygen X Finance or Aella MFB?

Oxygen X Finance is rated higher. Oxygen X Finance averages 5.0 out of 5 from 1 ratings, while Aella MFB averages 4.6 from 195 ratings.

### Do Oxygen X Finance or Aella MFB have ads?

Neither Oxygen X Finance nor Aella MFB shows ads.

### Which is updated more often, Oxygen X Finance or Aella MFB?

Oxygen X Finance ships an update fortnightly, and Aella MFB every 2 weeks. Most recently, Oxygen X Finance was updated on October 22, 2026 and Aella MFB on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*