# Oxygen X Finance vs BillsJet App

The clearest difference is rating: Oxygen X Finance at 5.0 against BillsJet App's 4.7. BillsJet App's advantage is update cadence (every 5 days vs fortnightly) and ratings volume (9 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oxygen X Finance holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BillsJet App has 9 ratings behind it against 1, so its average is the more settled of the two.

Oxygen X Finance ships an update fortnightly, BillsJet App every 5 days. The most recent releases landed on October 22, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Oxygen X Finance | BillsJet App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/oxygen-x-finance/id6517354552/reviews)** | [4.7 (9 ratings)](https://appshunter.io/ios/app/billsjet-app/id6784635268/reviews) |
| Number of ratings | 1 | **9** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | Free | Free |
| Size | 141 MB | 72 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OXYGEN X FINANCE COMPANY LIMITED](https://appshunter.io/developer/1755884603) | [BILLSJET TECHNOLOGIES LIMITED](https://appshunter.io/developer/6784635270) |

## What reviewers say

### Oxygen X Finance

[App page](https://appshunter.io/ios/app/oxygen-x-finance/id6517354552)

Access financial solutions for investing and borrowing. Grow your money with investment plans and earn interest, or get instant loans with flexible repayment options. Secure and regulated for your peace of mind.

**Highlights:** Invest from ₦50,000, Earn up to 24.25% annual interest, Instant loans up to ₦10,000,000, Flexible repayment plans (91-365 days), Affordable interest rates (2-2.5% monthly), No collateral or paperwork required, Licensed & regulated by the CBN

**Features:** macOS Compatibility

**In-app purchases:** none


### BillsJet App

[App page](https://appshunter.io/ios/app/billsjet-app/id6784635268)

Manage your finances and pay bills conveniently with this secure digital wallet. Fund your account easily and use it to pay for essential services like airtime, data, and utilities. Designed for individuals and businesses in Nigeria.

**Highlights:** Secure digital wallet, Convenient bill payments, Fund wallet via bank transfer/card, Pay for airtime and data, Pay for cable TV and electricity, Educational payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oxygen X Finance free?

Oxygen X Finance is free to download, with no in-app purchases.

### Is BillsJet App free?

BillsJet App is free to download, with no in-app purchases.

### Which has better reviews, Oxygen X Finance or BillsJet App?

Oxygen X Finance is rated higher. Oxygen X Finance averages 5.0 out of 5 from 1 ratings, while BillsJet App averages 4.7 from 9 ratings.

### Do Oxygen X Finance or BillsJet App have ads?

Neither Oxygen X Finance nor BillsJet App shows ads.

### Which is updated more often, Oxygen X Finance or BillsJet App?

Oxygen X Finance ships an update fortnightly, and BillsJet App every 5 days. Most recently, Oxygen X Finance was updated on October 22, 2026 and BillsJet App on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*