# MBL M vs Sahara Smart

The clearest difference is ratings volume: MBL M at 47 against Sahara Smart's 2. MBL M also leads on update cadence (every 2 months vs every 7 months) and review sentiment (13% vs 0%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for MBL M against 3.5 for Sahara Smart. That said, the two scores are not equally well evidenced: MBL M has 47 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 13% of MBL M's written reviews are positive against 0% of Sahara Smart's.

MBL M ships an update every 2 months, Sahara Smart every 7 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MBL M | Sahara Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (47 ratings)](https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews) | **[3.5 (2 ratings)](https://appshunter.io/ios/app/sahara-smart/id1499760846/reviews)** |
| Number of ratings | **47** | 2 |
| Positive reviews | **12.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 186 MB | 68 MB |
| Requires iOS | 13.0 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647) | [Sahara Nepal Saving and Credit Co-operative Society Ltd.](https://appshunter.io/developer/1499760575) |

## What reviewers say

### MBL M

[App page](https://appshunter.io/ios/app/mbl-m-smart/id652696290)

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Transaction dispute tracking

**Features:** Vision Pro support

**In-app purchases:** none


### Sahara Smart

[App page](https://appshunter.io/ios/app/sahara-smart/id1499760846)

Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**In-app purchases:** none


## Frequently asked questions

### Is MBL M free?

MBL M is free to download, with no in-app purchases.

### Is Sahara Smart free?

Sahara Smart is free to download, with no in-app purchases.

### Which has better reviews, MBL M or Sahara Smart?

Sahara Smart is rated higher. MBL M averages 3.4 out of 5 from 47 ratings, while Sahara Smart averages 3.5 from 2 ratings.

### Do MBL M or Sahara Smart have ads?

Neither MBL M nor Sahara Smart shows ads.

### Which is updated more often, MBL M or Sahara Smart?

MBL M ships an update every 2 months, and Sahara Smart every 7 months. Most recently, MBL M was updated on November 1, 2026 and Sahara Smart on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*