# MBL M vs HI

The clearest difference is rating: MBL M at 3.4 against HI's 1.5. MBL M also leads on monetization model (free vs free with in-app purchases) and review sentiment (13% vs 0%). HI's advantage is update cadence (weekly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBL M holds the better App Store score, 3.4 against 1.5. Both are backed by a comparable volume of ratings — 47 and 86 respectively. Written reviews point the same way: 13% of MBL M's written reviews are positive against 0% of HI's.

MBL M ships an update every 2 months, HI weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MBL M | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (47 ratings)](https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews)** | [1.5 (86 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 47 | **86** |
| Positive reviews | **12.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 186 MB | 165 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### MBL M

[App page](https://appshunter.io/ios/app/mbl-m-smart/id652696290)

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Transaction dispute tracking

**Features:** Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is MBL M free?

MBL M is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, MBL M or HI?

MBL M is rated higher. MBL M averages 3.4 out of 5 from 47 ratings, while HI averages 1.5 from 86 ratings.

### Do MBL M or HI have ads?

Neither MBL M nor HI shows ads.

### Which is updated more often, MBL M or HI?

MBL M ships an update every 2 months, and HI weekly. Most recently, MBL M was updated on October 23, 2026 and HI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*