# MBL M vs Lumbini Smart

The clearest difference is rating: MBL M at 3.4 against Lumbini Smart's 3.0. MBL M also leads on ratings volume (47 vs 1) and update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBL M holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: MBL M has 47 ratings behind it against 1, so its average is the more settled of the two.

MBL M ships an update every 2 months, Lumbini Smart every 5 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | MBL M | Lumbini Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (47 ratings)](https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/lumbini-smart/id736656077/reviews) |
| Number of ratings | **47** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 186 MB | 169 MB |
| Requires iOS | 13.0 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647) | [Lumbini Bikas Bank Ltd.](https://appshunter.io/developer/1448013836) |

## What reviewers say

### MBL M

[App page](https://appshunter.io/ios/app/mbl-m-smart/id652696290)

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Transaction dispute tracking

**Features:** Vision Pro support

**In-app purchases:** none


### Lumbini Smart

[App page](https://appshunter.io/ios/app/lumbini-smart/id736656077)

Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.

**Highlights:** Check account balances, Request mini-statements, Transfer funds, Buy airtime top-ups, Pay bills

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBL M free?

MBL M is free to download, with no in-app purchases.

### Is Lumbini Smart free?

Lumbini Smart is free to download, with no in-app purchases.

### Which has better reviews, MBL M or Lumbini Smart?

MBL M is rated higher. MBL M averages 3.4 out of 5 from 47 ratings, while Lumbini Smart averages 3.0 from 1 ratings.

### Do MBL M or Lumbini Smart have ads?

Neither MBL M nor Lumbini Smart shows ads.

### Which is updated more often, MBL M or Lumbini Smart?

MBL M ships an update every 2 months, and Lumbini Smart every 5 months. Most recently, MBL M was updated on October 24, 2026 and Lumbini Smart on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*