# MBL M vs Kumari Smart

The clearest difference is rating: MBL M at 3.4 against Kumari Smart's 2.9. Kumari Smart's advantage is review sentiment (33% vs 13%) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MBL M holds the better App Store score, 3.4 against 2.9. Both are backed by a comparable volume of ratings — 47 and 51 respectively. Written reviews complicate that: 13% of MBL M's written reviews are positive against 33% of Kumari Smart's, so the app with the better star average is not the one people write more warmly about.

MBL M ships an update every 2 months, Kumari Smart every 3 weeks. Both last shipped on November 1, 2026.

## The numbers

| Metric | MBL M | Kumari Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (47 ratings)](https://appshunter.io/ios/app/mbl-m-smart/id652696290/reviews)** | [2.9 (51 ratings)](https://appshunter.io/ios/app/kumari-smart/id877156241/reviews) |
| Number of ratings | 47 | **51** |
| Positive reviews | 12.5% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 186 MB | 195 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Machhapuchchhre Bank Ltd](https://appshunter.io/developer/1448456647) | [Kumari Bank Limited](https://appshunter.io/developer/1437739311) |

## What reviewers say

### MBL M

[App page](https://appshunter.io/ios/app/mbl-m-smart/id652696290)

Manage your bank accounts, make payments, and transfer funds securely from your mobile device. This app offers a convenient way to handle various financial transactions on the go, simplifying your banking experience.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Transaction dispute tracking

**Features:** Vision Pro support

**In-app purchases:** none


### Kumari Smart

[App page](https://appshunter.io/ios/app/kumari-smart/id877156241)

Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MBL M free?

MBL M is free to download, with no in-app purchases.

### Is Kumari Smart free?

Kumari Smart is free to download, with no in-app purchases.

### Which has better reviews, MBL M or Kumari Smart?

MBL M is rated higher. MBL M averages 3.4 out of 5 from 47 ratings, while Kumari Smart averages 2.9 from 51 ratings.

### Do MBL M or Kumari Smart have ads?

Neither MBL M nor Kumari Smart shows ads.

### Which is updated more often, MBL M or Kumari Smart?

MBL M ships an update every 2 months, and Kumari Smart every 3 weeks. Most recently, MBL M was updated on November 1, 2026 and Kumari Smart on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*