# nBank vs UnelmaPay

The clearest difference is rating: nBank at 3.5 against UnelmaPay's 1.0. nBank also leads on review sentiment (31% vs 0%) and ratings volume (253 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

nBank holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: nBank has 253 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 31% of nBank's written reviews are positive against 0% of UnelmaPay's.

nBank ships an update weekly, UnelmaPay every 6 days. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | nBank | UnelmaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (253 ratings)](https://appshunter.io/ios/app/nbank/id652700251/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/unelmapay/id1534030838/reviews) |
| Number of ratings | **253** | 1 |
| Positive reviews | **31.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 6 days** |
| Monetization | Free | Free |
| Size | 180 MB | 36 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Nabil Bank Ltd.](https://appshunter.io/developer/1355449665) | [Unelma Platforms](https://appshunter.io/developer/1338163438) |

## What reviewers say

### nBank

[App page](https://appshunter.io/ios/app/nbank/id652700251)

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

**Highlights:** Digital account opening, Online KYC completion, Bill payments, Money remittance (nRemit), Cardless ATM withdrawal (Mobile Cash), Loan EMI calculator, Exchange rate information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to operate
- 👍 User-friendly app with good features
- 🔒 Reliable and secure banking service
- 💡 Convenient all-in-one banking solution

**What reviewers complain about**

- 🐛 Crashes and performance issues
- 🔍 Missing or limited information in app
- 🔒 Inconvenient security measures
- 🤔 Confusing UI changes with new updates

**Reported bugs**

- Unable to activate deactivated cards
- Issues with adding cards and accessing account information
- Problems with OTP verification and password reset
- App not working properly on WiFi connection

**Requested features**

- Add support for Apple Pay, Samsung Pay, and other mobile wallets
- Improve transaction history and statement details
- Provide better support for overseas customers and multiple accounts
- Enhance app stability and reduce crashes


### UnelmaPay

[App page](https://appshunter.io/ios/app/unelmapay/id1534030838)

Manage all your payments with this comprehensive digital wallet. Send money globally, pay bills, book travel, and get a virtual card for online purchases. It's a complete payment ecosystem for your daily financial needs.

**Highlights:** Global money transfers, International mobile top-up, Instant P2P payments, Utility bill payments, Flight and hotel booking, Virtual Visa card, Gift card purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is nBank free?

nBank is free to download, with no in-app purchases.

### Is UnelmaPay free?

UnelmaPay is free to download, with no in-app purchases.

### Which has better reviews, nBank or UnelmaPay?

nBank is rated higher. nBank averages 3.5 out of 5 from 253 ratings, while UnelmaPay averages 1.0 from 1 ratings.

### Do nBank or UnelmaPay have ads?

Neither nBank nor UnelmaPay shows ads.

### Which is updated more often, nBank or UnelmaPay?

nBank ships an update weekly, and UnelmaPay every 6 days. Most recently, nBank was updated on October 24, 2026 and UnelmaPay on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*