# nBank vs HI

The clearest difference is rating: nBank at 3.5 against HI's 1.6. nBank also leads on review sentiment (31% vs 0%) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

nBank holds the better App Store score, 3.5 against 1.6. Both are backed by a comparable volume of ratings — 253 and 89 respectively. Written reviews point the same way: 31% of nBank's written reviews are positive against 0% of HI's.

nBank ships an update weekly, HI every 8 days. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | nBank | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (253 ratings)](https://appshunter.io/ios/app/nbank/id652700251/reviews)** | [1.6 (89 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | **253** | 89 |
| Positive reviews | **31.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 180 MB | 165 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Nabil Bank Ltd.](https://appshunter.io/developer/1355449665) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### nBank

[App page](https://appshunter.io/ios/app/nbank/id652700251)

This digital banking platform allows users to manage their finances entirely online. Open accounts, complete KYC, pay bills, deposit funds, and apply for loans without visiting a physical branch. Access various services like remittances, mobile top-ups, and payment options directly from the app.

**Highlights:** Digital account opening, Online KYC completion, Bill payments, Money remittance (nRemit), Cardless ATM withdrawal (Mobile Cash), Loan EMI calculator, Exchange rate information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to operate
- 👍 User-friendly app with good features
- 🔒 Reliable and secure banking service
- 💡 Convenient all-in-one banking solution

**What reviewers complain about**

- 🐛 Crashes and performance issues
- 🔍 Missing or limited information in app
- 🔒 Inconvenient security measures
- 🤔 Confusing UI changes with new updates

**Reported bugs**

- Unable to activate deactivated cards
- Issues with adding cards and accessing account information
- Problems with OTP verification and password reset
- App not working properly on WiFi connection

**Requested features**

- Add support for Apple Pay, Samsung Pay, and other mobile wallets
- Improve transaction history and statement details
- Provide better support for overseas customers and multiple accounts
- Enhance app stability and reduce crashes


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is nBank free?

nBank is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, nBank or HI?

nBank is rated higher. nBank averages 3.5 out of 5 from 253 ratings, while HI averages 1.6 from 89 ratings.

### Do nBank or HI have ads?

Neither nBank nor HI shows ads.

### Which is updated more often, nBank or HI?

nBank ships an update weekly, and HI every 8 days. Most recently, nBank was updated on October 24, 2026 and HI on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*