# FIRST PACE CU vs ZipSplit

The clearest difference is in-app purchases: FIRST PACE CU at none against ZipSplit's 2. FIRST PACE CU also leads on ratings volume (4 vs 1) and iOS requirement (15.0 vs 17.0). ZipSplit's advantage is ads (none vs shown) and update cadence (monthly vs every 6 months). On price and device support there is nothing between them.

Both are free to download. ZipSplit sells 2 in-app purchases, starting at $0.99 per month. FIRST PACE CU asks for nothing beyond the download.

ZipSplit holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

FIRST PACE CU ships an update every 6 months, ZipSplit monthly. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | FIRST PACE CU | ZipSplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4 ratings)](https://appshunter.io/ios/app/first-pace-cu/id6537088526/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/zipsplit-scan-and-split-bills/id6770124085/reviews)** |
| Number of ratings | **4** | 1 |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 months | **Monthly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 115 MB | 6 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FIRST PACE CREDIT UNION](https://appshunter.io/developer/1756988246) | [25C LLC](https://appshunter.io/developer/1889056430) |

## What reviewers say

### FIRST PACE CU

[App page](https://appshunter.io/ios/app/first-pace-cu/id6537088526)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds, and pay bills securely on the go. Enrollment for online banking and password resets are also available.

**Highlights:** Check account balances, Review recent transactions, Transfer funds, View and pay bills, Enroll for online banking, Password reset

**In-app purchases:** none


### ZipSplit

[App page](https://appshunter.io/ios/app/zipsplit-scan-and-split-bills/id6770124085)

Effortlessly split bills from itemized receipts directly within iMessage. Friends can tap their items and pay via Venmo, Cash App, or Zelle without needing the app.

**Highlights:** iMessage integration, Receipt scanning for itemized bills, Friends pay without installing, Supports Venmo, Cash App, Zelle, Accurate tax and tip proration, Handles shared items and partial shares

**Features:** iMessage stickers

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SplitBot Pro | $0.99 | per month |
| SplitBot Pro | $7.99 | per year |


## Frequently asked questions

### Is FIRST PACE CU free?

FIRST PACE CU is free to download, with no in-app purchases.

### Is ZipSplit free?

ZipSplit is free to download, with in-app purchases available.

### Which has better reviews, FIRST PACE CU or ZipSplit?

ZipSplit is rated higher. FIRST PACE CU averages 4.8 out of 5 from 4 ratings, while ZipSplit averages 5.0 from 1 ratings.

### Do FIRST PACE CU or ZipSplit have ads?

FIRST PACE CU shows ads; ZipSplit does not.

### Which is updated more often, FIRST PACE CU or ZipSplit?

FIRST PACE CU ships an update every 6 months, and ZipSplit monthly. Most recently, FIRST PACE CU was updated on October 5, 2026 and ZipSplit on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*