# Cost Split Payments vs SplitSpend

The clearest difference is update cadence: SplitSpend at every 3 days against Cost Split Payments's fortnightly. SplitSpend also leads on iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days and SplitSpend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Cost Split Payments ships an update fortnightly, SplitSpend every 3 days. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Cost Split Payments | SplitSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 35 MB | 43 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) | [Christian Sugianto](https://appshunter.io/developer/1706319867) |

## What reviewers say

### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


### SplitSpend

[App page](https://appshunter.io/ios/app/splitspend-split-group-bills/id6670786201)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lifetime Premium | $9.99 | one-time |


## Frequently asked questions

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Is SplitSpend free?

SplitSpend is free to download, with in-app purchases available.

### Do Cost Split Payments or SplitSpend have ads?

Neither Cost Split Payments nor SplitSpend shows ads.

### Which is updated more often, Cost Split Payments or SplitSpend?

Cost Split Payments ships an update fortnightly, and SplitSpend every 3 days. Most recently, Cost Split Payments was updated on September 30, 2026 and SplitSpend on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*