# Cost Split Payments vs Torba Split

The clearest difference is in-app purchases: Torba Split at none against Cost Split Payments's 4. Cost Split Payments's advantage is update cadence (fortnightly vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Torba Split asks for nothing beyond the download.

Cost Split Payments ships an update fortnightly, Torba Split every 3 months. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Cost Split Payments | Torba Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 35 MB | 6 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) | [Yalhi Software Solutions Inc.](https://appshunter.io/developer/1064206149) |

## What reviewers say

### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


### Torba Split

[App page](https://appshunter.io/ios/app/torba-split/id6741928448)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Is Torba Split free?

Torba Split is free to download, with no in-app purchases.

### Do Cost Split Payments or Torba Split have ads?

Neither Cost Split Payments nor Torba Split shows ads.

### Which is updated more often, Cost Split Payments or Torba Split?

Cost Split Payments ships an update fortnightly, and Torba Split every 3 months. Most recently, Cost Split Payments was updated on September 30, 2026 and Torba Split on September 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*