# Cost Split Payments vs Split

The clearest difference is review sentiment: Split at 96% against Cost Split Payments's 75%. Split also leads on rating (4.9 vs 4.7) and ratings volume (34 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days and Split sells 6 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Split holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 11 and 34 respectively. Written reviews point the same way: 75% of Cost Split Payments's written reviews are positive against 96% of Split's.

Cost Split Payments ships an update fortnightly, Split every 9 days. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Cost Split Payments | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews) | **[4.9 (34 ratings)](https://appshunter.io/ios/app/split-bill-splitter/id6746829861/reviews)** |
| Number of ratings | 11 | **34** |
| Positive reviews | 75.0% of reviews | **96.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 35 MB | 37 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) | [Tyler Yust](https://appshunter.io/developer/1668545495) |

## What reviewers say

### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


### Split

[App page](https://appshunter.io/ios/app/split-bill-splitter/id6746829861)

Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.

**Highlights:** Instant receipt scanner with AI item recognition, Smart item assignment to friends or even splits, Real-time balances for group members, Multi-currency support for travel, Fast IOU tracking and settlement, No ads or data selling

**Features:** macOS Compatibility

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Split Pro – Weekly | $0.99 | per 7 days |
| Split Pro – Weekly Trial | $1.29 | per 7 days |
| Split Pro – Monthly | $2.99 | per month |
| Split Pro – 3 Months Intro | $2.99 | per month |
| Split Pro – Monthly Trial | $3.49 | per month |
| Split Pro – Yearly Trial | $23.99 | per year |

**What reviewers like**

- 🚀 Easy to use
- 👍 Smooth user interface
- 👍 Great receipt scanner
- 👍 Efficient app
- 👍 Very convenient


## Frequently asked questions

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Is Split free?

Split is free to download, with in-app purchases available.

### Which has better reviews, Cost Split Payments or Split?

Split is rated higher. Cost Split Payments averages 4.7 out of 5 from 11 ratings, while Split averages 4.9 from 34 ratings.

### Do Cost Split Payments or Split have ads?

Neither Cost Split Payments nor Split shows ads.

### Which is updated more often, Cost Split Payments or Split?

Cost Split Payments ships an update fortnightly, and Split every 9 days. Most recently, Cost Split Payments was updated on September 30, 2026 and Split on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*