# Ascom Pay vs PhosPay

The clearest difference is iOS requirement: Ascom Pay at 13.4 against PhosPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ascom Pay ships an update every 10 days, PhosPay weekly. The most recent releases landed on September 9, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | Ascom Pay | PhosPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/phospay/id6670174621/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | — | Ad-supported |
| Size | 31 MB | 57 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Ascom Global ICT Services LTD](https://appshunter.io/developer/1757194320) | [Phospay Business](https://appshunter.io/developer/1764952589) |

## What reviewers say

### Ascom Pay

[App page](https://appshunter.io/ios/app/ascom-pay/id6541750547)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PhosPay

[App page](https://appshunter.io/ios/app/phospay/id6670174621)

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

**Highlights:** Instant money transfers, Bill payments, QR code transactions, Savings with interest, Comprehensive fintech platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ascom Pay free?

Ascom Pay is free to download, with no in-app purchases.

### Is PhosPay free?

PhosPay is free to download, with no in-app purchases.

### Do Ascom Pay or PhosPay have ads?

Neither Ascom Pay nor PhosPay shows ads.

### Which is updated more often, Ascom Pay or PhosPay?

Ascom Pay ships an update every 10 days, and PhosPay weekly. Most recently, Ascom Pay was updated on September 9, 2026 and PhosPay on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*