# AdCentral Pay vs ChatWallet ChipChat

The clearest difference is update cadence: ChatWallet ChipChat at every 3 weeks against AdCentral Pay's every 2 months. AdCentral Pay's advantage is iOS requirement (14.1 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AdCentral Pay ships an update every 2 months, ChatWallet ChipChat every 3 weeks. Both last shipped on September 19, 2026.

## The numbers

| Metric | AdCentral Pay | ChatWallet ChipChat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 92 MB | 124 MB |
| Requires iOS | **14.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [dev it developers](https://appshunter.io/developer/1545405717) | [Algorithm, LLC](https://appshunter.io/developer/6778056228) |

## What reviewers say

### AdCentral Pay

[App page](https://appshunter.io/ios/app/adcentral-pay/id6547832930)

**In-app purchases:** none


### ChatWallet ChipChat

[App page](https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226)

Effortlessly collect and pay money within your group chats. Manage shared expenses like rent, trips, or gifts with live updates and automated reminders. Turn financial coordination into a fun, game-like experience.

**Highlights:** Collect and pay within chat, Split bills instantly, Automated payment reminders, Live contribution tracking, Gamified payment rewards, Supports various group types

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AdCentral Pay free?

AdCentral Pay is free to download, with no in-app purchases.

### Is ChatWallet ChipChat free?

ChatWallet ChipChat is free to download, with no in-app purchases.

### Do AdCentral Pay or ChatWallet ChipChat have ads?

Neither AdCentral Pay nor ChatWallet ChipChat shows ads.

### Which is updated more often, AdCentral Pay or ChatWallet ChipChat?

AdCentral Pay ships an update every 2 months, and ChatWallet ChipChat every 3 weeks. Most recently, AdCentral Pay was updated on September 19, 2026 and ChatWallet ChipChat on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*