# BCEL One vs LDB Trust

The clearest difference is rating: LDB Trust at 4.3 against BCEL One's 3.9. BCEL One's advantage is ratings volume (87 vs 21). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LDB Trust holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 87 and 21 respectively. Written reviews complicate that: 52% of BCEL One's written reviews are positive against 50% of LDB Trust's, so the app with the better star average is not the one people write more warmly about.

BCEL One ships an update every 3 weeks, LDB Trust fortnightly. The most recent releases landed on September 17, 2026 and September 2, 2026 respectively.

## The numbers

| Metric | BCEL One | LDB Trust |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (87 ratings)](https://appshunter.io/ios/app/bcel-one/id654946527/reviews) | **[4.3 (21 ratings)](https://appshunter.io/ios/app/ldb-trust/id1496733309/reviews)** |
| Number of ratings | **87** | 21 |
| Positive reviews | **51.7% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 72 MB | 116 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) | [LDB MOBILE BANKING](https://appshunter.io/developer/592032700) |

## What reviewers say

### BCEL One

[App page](https://appshunter.io/ios/app/bcel-one/id654946527)

This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.

**Highlights:** Shared accounts with permission control, Multi-recipient fund transfers, Issue e-cheques, FaceScan security, Virtual prepaid card (OneCash), Cash Coupon creation and sharing, OneCare customer support channel

**Features:** macOS Compatibility

**In-app purchases:** none


### LDB Trust

[App page](https://appshunter.io/ios/app/ldb-trust/id1496733309)

Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.

**Highlights:** Digital wallet functionality, Interbank transfers via LAPNET, Extensive bill payment options, Transaction history and statements, Credit card blocking/unblocking, QR code scanning for payments and transfers, Waste payment functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BCEL One free?

BCEL One is free to download, with no in-app purchases.

### Is LDB Trust free?

LDB Trust is free to download, with no in-app purchases.

### Which has better reviews, BCEL One or LDB Trust?

LDB Trust is rated higher. BCEL One averages 3.9 out of 5 from 87 ratings, while LDB Trust averages 4.3 from 21 ratings.

### Do BCEL One or LDB Trust have ads?

Neither BCEL One nor LDB Trust shows ads.

### Which is updated more often, BCEL One or LDB Trust?

BCEL One ships an update every 3 weeks, and LDB Trust fortnightly. Most recently, BCEL One was updated on September 17, 2026 and LDB Trust on September 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*