# BCEL One vs ST Hub

The clearest difference is rating: ST Hub at 4.2 against BCEL One's 3.9. BCEL One's advantage is ratings volume (87 vs 5) and iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ST Hub holds the better App Store score, 4.2 against 3.9. That said, the two scores are not equally well evidenced: BCEL One has 87 ratings behind it against 5, so its average is the more settled of the two.

BCEL One ships an update every 3 weeks, ST Hub every 2 weeks. The most recent releases landed on September 29, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | BCEL One | ST Hub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (87 ratings)](https://appshunter.io/ios/app/bcel-one/id654946527/reviews) | **[4.2 (5 ratings)](https://appshunter.io/ios/app/st-hub/id6446662990/reviews)** |
| Number of ratings | **87** | 5 |
| Positive reviews | 51.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 72 MB | 94 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) | [ST Bank Ltd](https://appshunter.io/developer/1524260993) |

## What reviewers say

### BCEL One

[App page](https://appshunter.io/ios/app/bcel-one/id654946527)

This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.

**Highlights:** Shared accounts with permission control, Multi-recipient fund transfers, Issue e-cheques, FaceScan security, Virtual prepaid card (OneCash), Cash Coupon creation and sharing, OneCare customer support channel

**Features:** macOS Compatibility

**In-app purchases:** none


### ST Hub

[App page](https://appshunter.io/ios/app/st-hub/id6446662990)

Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.

**Highlights:** Account summaries, Bill payments, Fund transfers, Scan to Pay QR, Earn rewards points, Card management, ATM & branch locator

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BCEL One free?

BCEL One is free to download, with no in-app purchases.

### Is ST Hub free?

ST Hub is free to download, with no in-app purchases.

### Which has better reviews, BCEL One or ST Hub?

ST Hub is rated higher. BCEL One averages 3.9 out of 5 from 87 ratings, while ST Hub averages 4.2 from 5 ratings.

### Do BCEL One or ST Hub have ads?

Neither BCEL One nor ST Hub shows ads.

### Which is updated more often, BCEL One or ST Hub?

BCEL One ships an update every 3 weeks, and ST Hub every 2 weeks. Most recently, BCEL One was updated on September 29, 2026 and ST Hub on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*