# BCEL One vs IB CAP

The clearest difference is rating: IB CAP at 5.0 against BCEL One's 3.9. BCEL One's advantage is ratings volume (87 vs 1) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IB CAP holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: BCEL One has 87 ratings behind it against 1, so its average is the more settled of the two.

BCEL One ships an update every 3 weeks, IB CAP every 3 months. The most recent releases landed on October 6, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | BCEL One | IB CAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (87 ratings)](https://appshunter.io/ios/app/bcel-one/id654946527/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ib-cap/id6465068853/reviews)** |
| Number of ratings | **87** | 1 |
| Positive reviews | 51.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 72 MB | 64 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Banque Pour Le Commerce Exterieur Lao Public](https://appshunter.io/developer/654946550) | [Indochina Bank Ltd.](https://appshunter.io/developer/1538710458) |

## What reviewers say

### BCEL One

[App page](https://appshunter.io/ios/app/bcel-one/id654946527)

This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.

**Highlights:** Shared accounts with permission control, Multi-recipient fund transfers, Issue e-cheques, FaceScan security, Virtual prepaid card (OneCash), Cash Coupon creation and sharing, OneCare customer support channel

**Features:** macOS Compatibility

**In-app purchases:** none


### IB CAP

[App page](https://appshunter.io/ios/app/ib-cap/id6465068853)

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

**Highlights:** Account management, Fund transfers, Bill payments, Mobile recharge, Payroll uploads, Multi-user support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BCEL One free?

BCEL One is free to download, with no in-app purchases.

### Is IB CAP free?

IB CAP is free to download, with no in-app purchases.

### Which has better reviews, BCEL One or IB CAP?

IB CAP is rated higher. BCEL One averages 3.9 out of 5 from 87 ratings, while IB CAP averages 5.0 from 1 ratings.

### Do BCEL One or IB CAP have ads?

Neither BCEL One nor IB CAP shows ads.

### Which is updated more often, BCEL One or IB CAP?

BCEL One ships an update every 3 weeks, and IB CAP every 3 months. Most recently, BCEL One was updated on October 6, 2026 and IB CAP on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*