# Nirika iSmart vs Hamro Chitrawan Smart Banking

The clearest difference is update cadence: Hamro Chitrawan Smart Banking at every 3 weeks against Nirika iSmart's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nirika iSmart ships an update every 4 months, Hamro Chitrawan Smart Banking every 3 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Nirika iSmart | Hamro Chitrawan Smart Banking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Size | 79 MB | 16 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Devanasoft Pvt Ltd](https://appshunter.io/developer/1694777395) | [MICRO BANKER NEPAL](https://appshunter.io/developer/1349199275) |

## What reviewers say

### Nirika iSmart

[App page](https://appshunter.io/ios/app/nirika-ismart/id6557082840)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Hamro Chitrawan Smart Banking

[App page](https://appshunter.io/ios/app/hamro-chitrawan-smart-banking/id6749503029)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Nirika iSmart free?

Nirika iSmart is free to download, with no in-app purchases.

### Is Hamro Chitrawan Smart Banking free?

Hamro Chitrawan Smart Banking is free to download, with no in-app purchases.

### Do Nirika iSmart or Hamro Chitrawan Smart Banking have ads?

Neither Nirika iSmart nor Hamro Chitrawan Smart Banking shows ads.

### Which is updated more often, Nirika iSmart or Hamro Chitrawan Smart Banking?

Nirika iSmart ships an update every 4 months, and Hamro Chitrawan Smart Banking every 3 weeks. Most recently, Nirika iSmart was updated on October 27, 2026 and Hamro Chitrawan Smart Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*