# Multi Groups vs Cash Flow Planner

The clearest difference is rating: Cash Flow Planner at 4.6 against Multi Groups's 4.2. Cash Flow Planner also leads on update cadence (every 27 months vs every 78 months) and ratings volume (305 vs 20). Multi Groups's advantage is iOS requirement (15.0 vs 17.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cash Flow Planner holds the better App Store score, 4.6 against 4.2. That said, the two scores are not equally well evidenced: Cash Flow Planner has 305 ratings behind it against 20, so its average is the more settled of the two. Written reviews split almost evenly too, at 76% and 76% positive.

Multi Groups ships an update every 78 months, Cash Flow Planner every 27 months. The most recent releases landed on October 7, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Multi Groups | Cash Flow Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (20 ratings)](https://appshunter.io/ios/app/multi-groups/id656314137/reviews) | **[4.6 (305 ratings)](https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews)** |
| Number of ratings | 20 | **305** |
| Positive reviews | **76.5% of reviews** | 75.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 78 months | **Every 27 months** |
| Monetization | Free | Free |
| Size | 9 MB | 6 MB |
| Requires iOS | **15.0** | 17.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Eran Katsav](https://appshunter.io/developer/656314140) | [Erik Wegener](https://appshunter.io/developer/424482392) |

## What reviewers say

### Multi Groups

[App page](https://appshunter.io/ios/app/multi-groups/id656314137)

Easily send text messages and emails to multiple contacts simultaneously. Create custom groups, schedule messages for later, and use pre-designed templates with your location.

**Highlights:** Create multiple contact groups, Send group text messages and emails, Schedule messages for future delivery, Save and use message templates, Attach photos and videos to emails, Include current location in messages

**Features:** macOS Compatibility

**In-app purchases:** none


### Cash Flow Planner

[App page](https://appshunter.io/ios/app/cash-flow-planner/id1436749337)

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

**Highlights:** Track income and expenses, Record recurring transactions, Create custom categories, Set budgets for expenses, Set income targets, iCloud data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and uncomplicated
- 👍 Great for cashflow planning
- 👍 No bank linking required
- 👍 Clean look

**What reviewers complain about**

- 🐛 Unreadable text in dark mode
- 🐛 Math drops cents to lower dollar
- 🐛 Too rigid, lacks customization
- 🐛 No reports or comparisons
- 🐛 Filter feature not working

**Reported bugs**

- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions

**Requested features**

- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color


## Frequently asked questions

### Is Multi Groups free?

Multi Groups is free to download, with no in-app purchases.

### Is Cash Flow Planner free?

Cash Flow Planner is free to download, with no in-app purchases.

### Which has better reviews, Multi Groups or Cash Flow Planner?

Cash Flow Planner is rated higher. Multi Groups averages 4.2 out of 5 from 20 ratings, while Cash Flow Planner averages 4.6 from 305 ratings.

### Do Multi Groups or Cash Flow Planner have ads?

Neither Multi Groups nor Cash Flow Planner shows ads.

### Which is updated more often, Multi Groups or Cash Flow Planner?

Multi Groups ships an update every 78 months, and Cash Flow Planner every 27 months. Most recently, Multi Groups was updated on October 7, 2026 and Cash Flow Planner on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*