# CTOS vs Tabung Haji

The clearest difference is rating: Tabung Haji at 4.5 against CTOS's 2.6. CTOS's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tabung Haji holds the better App Store score, 4.5 against 2.6. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 17% of CTOS's written reviews are positive against 18% of Tabung Haji's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | CTOS | Tabung Haji |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (5 ratings)](https://appshunter.io/ios/app/ctos/id656528483/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/tabung-haji/id1497670808/reviews)** |
| Number of ratings | **5** | 4 |
| Positive reviews | 16.7% of reviews | **18.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 56 MB | 31 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CTOS Data Systems Sdn Bhd](https://appshunter.io/developer/656528486) | [Lembaga Tabung Haji](https://appshunter.io/developer/1216952313) |

## What reviewers say

### CTOS

[App page](https://appshunter.io/ios/app/ctos/id656528483)

Monitor your credit health and protect yourself from identity theft and fraud. Obtain your credit score report, subscribe to identity protection services, and update your profile to ensure accuracy. Receive alerts for suspicious activity and potential scams.

**Highlights:** Obtain CTOS Score report, Monitor credit health, Subscribe to CTOS SecureID, Safeguard from identity theft, Receive fraud alerts, Dark web monitoring, Credit monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Tabung Haji

[App page](https://appshunter.io/ios/app/tabung-haji/id1497670808)

Manage your Tabung Haji accounts, register for Hajj services, and access other financial offerings. This app provides account overviews, fund transfers, Hajj registration and status checks, and membership services.

**Highlights:** Account overview and statements, Fund transfers, Hajj registration and status, Hajj offer checking, E-membership card, New account opening

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CTOS free?

CTOS is free to download, with no in-app purchases.

### Is Tabung Haji free?

Tabung Haji is free to download, with no in-app purchases.

### Which has better reviews, CTOS or Tabung Haji?

Tabung Haji is rated higher. CTOS averages 2.6 out of 5 from 5 ratings, while Tabung Haji averages 4.5 from 4 ratings.

### Do CTOS or Tabung Haji have ads?

Neither CTOS nor Tabung Haji shows ads.

### Which is updated more often, CTOS or Tabung Haji?

CTOS ships an update monthly, and Tabung Haji monthly. Most recently, CTOS was updated on November 1, 2026 and Tabung Haji on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*