# BCBSTN vs BCBSM

The clearest difference is rating: BCBSM at 4.7 against BCBSTN's 2.4. BCBSM also leads on ratings volume (79K vs 360) and review sentiment (30% vs 15%). BCBSTN's advantage is iOS requirement (13.4 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCBSM holds the better App Store score, 4.7 against 2.4. That said, the two scores are not equally well evidenced: BCBSM has 79K ratings behind it against 360, so its average is the more settled of the two. Written reviews point the same way: 15% of BCBSTN's written reviews are positive against 30% of BCBSM's.

BCBSTN ships an update every 2 months, BCBSM monthly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | BCBSTN | BCBSM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (360 ratings)](https://appshunter.io/ios/app/bcbstn/id656808642/reviews) | **[4.7 (79K ratings)](https://appshunter.io/ios/app/bcbsm/id1098220614/reviews)** |
| Number of ratings | 360 | **79K** |
| Positive reviews | 14.5% of reviews | **29.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Best chart rank | #179 | **#39** |
| Size | 62 MB | 66 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BlueCross BlueShield of Tennessee](https://appshunter.io/developer/656808645) | [Blue Cross and Blue Shield of Michigan](https://appshunter.io/developer/591402495) |

## What reviewers say

### BCBSTN

[App page](https://appshunter.io/ios/app/bcbstn/id656808642)

**Currently charting:** #179 Top Free · Medical (US App Store)

Access your health plan information, find care providers, and manage your benefits with this app. It offers quick login, live chat support, and digital ID cards for convenient healthcare management.

**Highlights:** Faster login with Touch/Face ID, Live online chat support, All plan coverage and costs in one place, Digital Member ID card, Find care providers and costs, Easy telehealth access

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 📱 Convenient mobile access
- 🔍 Helpful provider search
- 🏆 Great app overall

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable and unstable
- ⏳ Constant maintenance issues
- 🔒 Login and authentication problems

**Reported bugs**

- Cannot enter login information
- App entirely non-functional
- Verification code entry not working
- Keyboard issues on login screen

**Requested features**

- Add Face ID or fingerprint login
- Improve provider search and filtering
- Allow adding medical history
- Fix digital ID card integration


### BCBSM

[App page](https://appshunter.io/ios/app/bcbsm/id1098220614)

**Currently charting:** #39 Top Free · Medical (US App Store)

Access your health plan benefits, view your virtual ID card, find in-network providers, and explore covered services. Get virtual care, review claims, and manage payments. Compare provider quality and drug prices for informed healthcare decisions.

**Highlights:** Virtual ID card, Find doctors and hospitals, View plan balances, Virtual care and nurse line, Review claims and EOBs, Provider quality ratings, Drug price lookup

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient access to account information
- 👍 User-friendly app design
- 🔒 Secure login options
- 💡 Helpful features like viewing claims and deductibles

**What reviewers complain about**

- 🐛 Frequent crashes and performance issues
- ⏱️ Slow load times and app responsiveness
- 🔍 Inaccurate or outdated provider information
- 📱 Lack of landscape mode support for tablets

**Reported bugs**

- Login process often fails or locks users out
- Claims and deductible information not always accurate
- App redirects to external website instead of handling in-app

**Requested features**

- Add insurance card to Apple Wallet
- Improve search functionality for finding in-network providers
- Provide more self-service options to avoid phone calls


## Frequently asked questions

### Is BCBSTN free?

BCBSTN is free to download, with no in-app purchases.

### Is BCBSM free?

BCBSM is free to download, with no in-app purchases.

### Which has better reviews, BCBSTN or BCBSM?

BCBSM is rated higher. BCBSTN averages 2.4 out of 5 from 360 ratings, while BCBSM averages 4.7 from 79K ratings.

### Do BCBSTN or BCBSM have ads?

Neither BCBSTN nor BCBSM shows ads.

### Which is updated more often, BCBSTN or BCBSM?

BCBSTN ships an update every 2 months, and BCBSM monthly. Most recently, BCBSTN was updated on September 22, 2026 and BCBSM on September 24, 2026.

### Which is more popular, BCBSTN or BCBSM?

BCBSTN currently peaks at #179 in the App Store charts, and BCBSM at #39. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*