# BCBSTN vs CPNFLEX

The clearest difference is rating: BCBSTN at 2.4 against CPNFLEX's 1.9. BCBSTN also leads on ratings volume (374 vs 7) and review sentiment (14% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BCBSTN holds the better App Store score, 2.4 against 1.9. That said, the two scores are not equally well evidenced: BCBSTN has 374 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 14% of BCBSTN's written reviews are positive against 0% of CPNFLEX's.

BCBSTN ships an update every 2 months, CPNFLEX every 4 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BCBSTN | CPNFLEX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (374 ratings)](https://appshunter.io/ios/app/bcbstn/id656808642/reviews)** | [1.9 (7 ratings)](https://appshunter.io/ios/app/cpnflex/id1531154063/reviews) |
| Number of ratings | **374** | 7 |
| Positive reviews | **14.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 66 MB | 32 MB |
| Requires iOS | **13.4** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BlueCross BlueShield of Tennessee](https://appshunter.io/developer/656808645) | [Corporate Planning Network, Inc.](https://appshunter.io/developer/1531154065) |

## What reviewers say

### BCBSTN

[App page](https://appshunter.io/ios/app/bcbstn/id656808642)

Access your health plan information, find care providers, and manage your benefits with this app. It offers quick login, live chat support, and digital ID cards for convenient healthcare management.

**Highlights:** Faster login with Touch/Face ID, Live online chat support, All plan coverage and costs in one place, Digital Member ID card, Find care providers and costs, Easy telehealth access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💻 Easy to use
- 📱 Convenient mobile access
- 🔍 Helpful provider search
- 🏆 Great app overall

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable and unstable
- ⏳ Constant maintenance issues
- 🔒 Login and authentication problems

**Reported bugs**

- Cannot enter login information
- App entirely non-functional
- Verification code entry not working
- Keyboard issues on login screen

**Requested features**

- Add Face ID or fingerprint login
- Improve provider search and filtering
- Allow adding medical history
- Fix digital ID card integration


### CPNFLEX

[App page](https://appshunter.io/ios/app/cpnflex/id1531154063)

Effortlessly manage your HRA and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts with this secure and intuitive mobile application.

**Highlights:** Check account balances, View account details and charts, Submit claims and receipts, Scan product barcodes for eligibility, Contact customer service, Manage HSA investments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BCBSTN free?

BCBSTN is free to download, with no in-app purchases.

### Is CPNFLEX free?

CPNFLEX is free to download, with no in-app purchases.

### Which has better reviews, BCBSTN or CPNFLEX?

BCBSTN is rated higher. BCBSTN averages 2.4 out of 5 from 374 ratings, while CPNFLEX averages 1.9 from 7 ratings.

### Do BCBSTN or CPNFLEX have ads?

Neither BCBSTN nor CPNFLEX shows ads.

### Which is updated more often, BCBSTN or CPNFLEX?

BCBSTN ships an update every 2 months, and CPNFLEX every 4 months. Most recently, BCBSTN was updated on October 23, 2026 and CPNFLEX on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*