# Moola by Virtual Switch vs Kashpay

The clearest difference is update cadence: Moola by Virtual Switch at every 3 weeks against Kashpay's every 9 months. Kashpay's advantage is iOS requirement (13.0 vs 15.5). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Moola by Virtual Switch against 5.0 for Kashpay. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Moola by Virtual Switch ships an update every 3 weeks, Kashpay every 9 months. The most recent releases landed on November 14, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Moola by Virtual Switch | Kashpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/kashpay/id6741328731/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 9 months |
| Monetization | Free | Free |
| Size | 162 MB | 32 MB |
| Requires iOS | 15.5 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Virtual Switch International Limited](https://appshunter.io/developer/1743693654) | [Cashbridge Microfinance Bank](https://appshunter.io/developer/1706302743) |

## What reviewers say

### Moola by Virtual Switch

[App page](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978)

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

**Highlights:** Easy payment options, Convenient financial management, Empowering Africans, Accessible financial services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kashpay

[App page](https://appshunter.io/ios/app/kashpay/id6741328731)

This app offers a convenient way to manage personal finances. It allows for instant money transfers, bill payments, and airtime purchases. Experience seamless banking solutions for everyday financial needs.

**Highlights:** Instant money sending and receiving, Easy bill payments, Airtime and data purchases, Cable subscription payments, Electricity bill payments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Moola by Virtual Switch free?

Moola by Virtual Switch is free to download, with no in-app purchases.

### Is Kashpay free?

Kashpay is free to download, with no in-app purchases.

### Which has better reviews, Moola by Virtual Switch or Kashpay?

Moola by Virtual Switch and Kashpay are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Moola by Virtual Switch or Kashpay have ads?

Neither Moola by Virtual Switch nor Kashpay shows ads.

### Which is updated more often, Moola by Virtual Switch or Kashpay?

Moola by Virtual Switch ships an update every 3 weeks, and Kashpay every 9 months. Most recently, Moola by Virtual Switch was updated on November 14, 2026 and Kashpay on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*