# Moola by Virtual Switch vs Circlepay NG

The clearest difference is update cadence: Circlepay NG at every 3 days against Moola by Virtual Switch's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moola by Virtual Switch ships an update every 3 weeks, Circlepay NG every 3 days. The most recent releases landed on October 1, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Moola by Virtual Switch | Circlepay NG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 162 MB | 79 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Virtual Switch International Limited](https://appshunter.io/developer/1743693654) | [TOSO DIGITAL TECHNOLOGIES](https://appshunter.io/developer/1882657630) |

## What reviewers say

### Moola by Virtual Switch

[App page](https://appshunter.io/ios/app/moola-by-virtual-switch/id6572280978)

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

**Highlights:** Easy payment options, Convenient financial management, Empowering Africans, Accessible financial services

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Circlepay NG

[App page](https://appshunter.io/ios/app/circlepay-ng/id6760103497)

**In-app purchases:** none


## Frequently asked questions

### Is Moola by Virtual Switch free?

Moola by Virtual Switch is free to download, with no in-app purchases.

### Is Circlepay NG free?

Circlepay NG is free to download, with no in-app purchases.

### Do Moola by Virtual Switch or Circlepay NG have ads?

Neither Moola by Virtual Switch nor Circlepay NG shows ads.

### Which is updated more often, Moola by Virtual Switch or Circlepay NG?

Moola by Virtual Switch ships an update every 3 weeks, and Circlepay NG every 3 days. Most recently, Moola by Virtual Switch was updated on October 1, 2026 and Circlepay NG on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*