Comparison

BKM Express (bex) vs Paycell

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BKM Express (bex)

This payment system allows for fast, easy, and secure transactions. Send and request money 24/7 without sharing card details with merchants. Manage multiple bank cards from a single account for seamless shopping and transfers.

Highlights
  • Secure payments without sharing card details
  • 24/7 money sending and requesting
  • Manage multiple bank cards
  • QR code and link-based money requests
  • Installment options for purchases
  • Earn points on purchases
Features
Read full description

bex, kartlarını telefon numaranla eşleştirerek bir araya getirebileceğin, ekli kartlarından seçerek ödemelerini kolayca yapabileceğin bir dijital cüzdan uygulamasıdır. Banka kartı, kredi kartı ve ön ödemeli kartlarını bex’e ekleyebilir; entegre olan iş yerlerinde yapacağın internet ödemelerini kart bilgilerini tekrar tekrar girmene ihtiyaç olmadan yapabilirsin. Tüm fiziksel mağazalarda bex uygulamasından dilediğin kartı seçerek karekodla ödeme gerçekleştirebilirsin. bex’i sadece iş yerlerinde değil entegrasyon sağlanan kamu kurumları ödeme sayfalarında da kullanabilirsin. Kart bilgilerin ve işlemlerin Bankalararası Kart Merkezi A.Ş. (BKM) güvencesiyle korunur. bex’i tümüyle ücretsiz kullanabilirsin.

About

Paycell

A digital wallet for secure transactions, including shopping, money transfers, bill payments, and QR code purchases. Earn points on spending, access instant cash solutions with a ready limit, and enjoy special financial perks.

Highlights
  • Secure digital wallet
  • Money transfers (IBAN/phone)
  • Bill payments
  • QR code transactions
  • Earn reward points
  • Virtual prepaid card
  • Instant cash solutions (Ready Limit)
Features
Read full description

The new generation digital wallet Paycell and its advanced technologies are with you so that you can safely perform all your transactions, from shopping to money transfer, from QR code transactions to paying bills. Use Paycell to earn points while making your transactions, find instant solutions to your cash needs with the advantage of Ready to Use Limit, and benefit from special perks for all your financial needs! Paycell's Special Advantages for You ● Opportunity to start using it without dealing with the application process. ● The fast-shopping experience for everyone regardless of operator and age limit. ● The ability to make bill payments from anywhere, anytime, without waiting in line. ● Freedom to shop from anywhere with Paycell, a ready-to-use virtual card with a prepaid card feature. ● Shopping experience with individually defined limits at contracted Paycell points. ● Advantageous shopping everywhere with hundreds of different campaigns. ● The practicality of transferring money to IBAN or mobile phone numbers anytime, anywhere. ● Ease of making the next purchases faster by saving all the debit and credit cards you use. ● Opportunity to load balance to IstanbulKart; TL and packages to your Turkcell line. ● Being able to gift yourself or your friends by quickly getting gift cards from dozens of different brands. Earn As You Spend with Paycell You can earn points for all transactions you make with Paycell. By saving the points you earn, you can turn them into an internet package via Hediye Dünyam. Customized Ready Limit (Hazır Limit) A special limit is granted for you in the digital wallet Paycell. You can use the granted Ready Limit whenever you want. Paycell Ready Limit is always with you from shopping to cash needs. You can easily use this limit with a QR code or phone number at the contracted points. Also, you can use your Turkcell bill to pay back the expenses made with the Ready Limit. Load Easily and Use Anywhere You can load money to Paycell from anywhere at any time and use Paycell as digital money. You can continue to earn points while meeting all your daily financial needs. Also, you can store your bank and credit card information, and your Paycell card information with the Paycell infrastructure: You can avoid re-entering card information on your next purchase. Money Transfers Are on Paycell It doesn't matter what time of the day you are on Paycell, which you can use as a digital wallet. You can transfer money between your Paycell cards at any time; you can also request money. Paycell is with you for easy money transfer to IBAN or phone number. Paycell For All Your Payment Transactions Paycell e-Wallet allows you to make payment transactions quickly, easily, and contactless with a QR code. It is enough simply showing the Paycell QR code or telling your phone number for payment. Also, you can make bill payments with Paycell; you can pay all bills from phone to internet, from electricity to natural gas without waiting in line. You will not face extra fees in bill payments, and you can quickly view your receipts. Special Campaigns for You Benefit from dozens of different campaigns special for you while using the virtual card Paycell. Paycell offers you special advantages in many sectors, including markets, transportation, shopping, and food, You can enjoy more advantageous and privileged shopping by using the campaigns offered by Paycell e-Wallet. Step into this world full of privileges and advantages with the new generation prepaid card Paycell: Enjoy the special offers right now!

Screenshots

BKM Express (bex)4 screens
Paycell4 screens

Verdict

The call

BKM Express (bex) and Paycell both sit at 4.8 stars, but that hides the real split: 73% of BKM Express (bex)'s written reviews are positive against 37% of Paycell's. Paycell's advantage is update cadence (every 4 weeks vs every 3 months) and ratings volume (879 vs 64). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BKM Express (bex) against 4.7 for Paycell. That said, the two scores are not equally well evidenced: Paycell has 879 ratings behind it against 64, so its average is the more settled of the two. Written reviews are what separate them: 73% of BKM Express (bex)'s written reviews are positive against 37% of Paycell's.

UpkeepUpdate frequency

BKM Express (bex) ships an update every 3 months, Paycell every 4 weeks. The most recent releases landed on October 16, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
BKM Express (bex) versus Paycell: the parameters behind the verdict, then further details
ParameterBKM Express (bex)Paycell
PriceFreeFree
Rating4.8 (64 ratings) — better4.7 (879 ratings)
Positive reviews73.3% of reviews — better36.7% of reviews
Number of ratings64879 — better
Update frequencyEvery 3 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS15 — better15.6
Further details — not scored
Size64 MB374 MB
Age rating4+12+
DeveloperBankalararası Kart MerkeziTURKTELL BILISIM SERVISLERI A S

Customer experience

BKM Express (bex)

All ratings64 ratings
Positive96.9%
Neutral1.6%
Negative1.6%
Written reviews15 reviews
Positive73.3%
Neutral13.3%
Negative13.3%

Paycell

All ratings879 ratings
Positive91.7%
Neutral2.3%
Negative6.0%
Written reviews30 reviews
Positive36.7%
Neutral6.7%
Negative56.7%

Bugs and requests

BKM Express (bex)

Not enough reviews yet to summarise bugs or requests.

Paycell

Reported bugs

3 issues
  • Language settings reverting to Turkish
  • Inability to complete transactions
  • Compatibility issues with newer iOS versions

Requested features

4 requests
  • English language support
  • Improved account management options
  • Increased payment limits
  • Better customer support

In-app purchases

None

BKM Express (bex)

No in-app purchases

None

Paycell

No in-app purchases

Questions

Is BKM Express (bex) free?
BKM Express (bex) is free to download, with no in-app purchases.
Is Paycell free?
Paycell is free to download, with no in-app purchases.
Which has better reviews, BKM Express (bex) or Paycell?
BKM Express (bex) is rated higher. BKM Express (bex) averages 4.8 out of 5 from 64 ratings, while Paycell averages 4.7 from 879 ratings.
Do BKM Express (bex) or Paycell have ads?
Neither BKM Express (bex) nor Paycell shows ads.
Which is updated more often, BKM Express (bex) or Paycell?
BKM Express (bex) ships an update every 3 months, and Paycell every 4 weeks. Most recently, BKM Express (bex) was updated on October 16, 2026 and Paycell on October 20, 2026.

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