# BKM Express vs PeP

The clearest difference is review sentiment: BKM Express at 73% against PeP's 25%. BKM Express also leads on rating (4.8 vs 2.6) and ads (none vs shown). PeP's advantage is update cadence (every 5 weeks vs every 3 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BKM Express holds the better App Store score, 4.8 against 2.6. Both are backed by a comparable volume of ratings — 64 and 23 respectively. Written reviews point the same way: 73% of BKM Express's written reviews are positive against 25% of PeP's.

BKM Express ships an update every 3 months, PeP every 5 weeks. The most recent releases landed on June 11, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | BKM Express | PeP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (64 ratings)](https://appshunter.io/ios/app/bkm-express/id657408050/reviews)** | [2.6 (23 ratings)](https://appshunter.io/ios/app/pep/id1382214732/reviews) |
| Number of ratings | **64** | 23 |
| Positive reviews | **73.3% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 44 MB | 259 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Bankalararası Kart Merkezi](https://appshunter.io/developer/657408053) | [PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI](https://appshunter.io/developer/1382214731) |

## What reviewers say

### BKM Express

[App page](https://appshunter.io/ios/app/bkm-express/id657408050)

This payment system allows for fast, easy, and secure transactions. Send and request money 24/7 without sharing card details with merchants. Manage multiple bank cards from a single account for seamless shopping and transfers.

**Highlights:** Secure payments without sharing card details, 24/7 money sending and requesting, Manage multiple bank cards, QR code and link-based money requests, Installment options for purchases, Earn points on purchases

**Features:** macOS Compatibility

**In-app purchases:** none


### PeP

[App page](https://appshunter.io/ios/app/pep/id1382214732)

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

**Highlights:** Global money transfers to 65 countries, Secure virtual Visa cards for online shopping, Cashback rewards on purchases, Instant loans up to 50,000 TL, PeP Pegasus BolBol Card for flight rewards, Secure access with SMS OTP

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is BKM Express free?

BKM Express is free to download, with no in-app purchases.

### Is PeP free?

PeP is free to download, with no in-app purchases.

### Which has better reviews, BKM Express or PeP?

BKM Express is rated higher. BKM Express averages 4.8 out of 5 from 64 ratings, while PeP averages 2.6 from 23 ratings.

### Do BKM Express or PeP have ads?

PeP shows ads; BKM Express does not.

### Which is updated more often, BKM Express or PeP?

BKM Express ships an update every 3 months, and PeP every 5 weeks. Most recently, BKM Express was updated on June 11, 2026 and PeP on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*