BKM Express (bex) vs MARS Mobile Finance Services
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BKM Express (bex)
This payment system allows for fast, easy, and secure transactions. Send and request money 24/7 without sharing card details with merchants. Manage multiple bank cards from a single account for seamless shopping and transfers.
- Secure payments without sharing card details
- 24/7 money sending and requesting
- Manage multiple bank cards
- QR code and link-based money requests
- Installment options for purchases
- Earn points on purchases
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bex, kartlarını telefon numaranla eşleştirerek bir araya getirebileceğin, ekli kartlarından seçerek ödemelerini kolayca yapabileceğin bir dijital cüzdan uygulamasıdır. Banka kartı, kredi kartı ve ön ödemeli kartlarını bex’e ekleyebilir; entegre olan iş yerlerinde yapacağın internet ödemelerini kart bilgilerini tekrar tekrar girmene ihtiyaç olmadan yapabilirsin. Tüm fiziksel mağazalarda bex uygulamasından dilediğin kartı seçerek karekodla ödeme gerçekleştirebilirsin. bex’i sadece iş yerlerinde değil entegrasyon sağlanan kamu kurumları ödeme sayfalarında da kullanabilirsin. Kart bilgilerin ve işlemlerin Bankalararası Kart Merkezi A.Ş. (BKM) güvencesiyle korunur. bex’i tümüyle ücretsiz kullanabilirsin.
MARS Mobile Finance Services
Unify all your financial cards, smarten spending, and simplify your financial life. Manage transactions easily, earn rewards as you spend, and access exclusive benefits. Experience a new era of financial freedom with all your accounts in one place.
- Consolidate all bank cards
- Combine card limits
- Earn unlimited MARS Miles
- Free cash withdrawals from any ATM
- Instant free money transfers
- Mastercard Silver logo privileges
- QR code payments and transfers
- Split payments easily
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Meet the Future of Finance MARS is a financial technology platform that unifies all your cards, smartens your spending, and simplifies your financial life. With MARS, you can manage your financial transactions easily, quickly, and with joy. Leave traditional banking behind and experience true freedom with MARS. Control everything in one place, earn as you spend, and step into a world full of exclusive benefits. Download now and become part of the MARS universe! MARS Features First and Only in Türkiye • Control all your banks with a one card • Combine your limits in one place • Access the benefits of a Mastercard Silver logo with MARS memberships • Earn unlimited MARS Miles • Say goodbye to balance troubles with MARS Now All Your Banks, One App No matter which bank you use, you can add all your cards to MARS and use them easily for payments and transfers even combine your card limits. No more switching between multiple apps. View and manage all your accounts and money in one app. MARS is the first and only app in Türkiye that can combine all debit and credit cards. Withdraw Cash from Any ATM Free of Charge Select any linked bank account through your MARS card and withdraw cash for free from any ATM in Türkiye. No bank limits. No transaction fees. No wasted time. Free Money Transfers in 2 Seconds Send money to other MARS users instantly and for free in just a few seconds. Even interbank transfers are completed quickly through a one app. Managing money has never been this fast. Silver Logo MARS Mastercard Privileges All MARS cards carry the Mastercard Silver logo. Use your card to shop both in Türkiye and abroad, and benefit from Mastercard’s global campaigns and discounts. Send & Pay with QR With QR code functionality, send money or request payments from your contacts within seconds. Pay using your linked bank account no physical card required. The Easiest Way to Share Payments Split bills with your housemates or divide restaurant expenses instantly. No more searching for IBANs or calculating shares manually. MARS Colonies & MARS Miles Earn up to 4,500 TL worth of benefits per month on spending in fashion, coffee, transport, tech, groceries, and more. With MARS Colonies, earn MARS Miles as you spend then convert them to TL or save them for later. Depending on your membership level, enjoy exclusive perks like lounge access, fast track, valet parking, and free access to digital platforms. Membership Options MARS Titanium Metal: A premium 18g limited edition metal card. Includes international perks, lounge access, fast track, and more. MARS Platinum: Inspired by the surface of Mars, this stylish design is perfect for those seeking unique advantages and a premium feel. MARS Prime: Featuring Nightglow technology that glows in the dark a vibrant and youthful financial experience. Your Security is Our Priority All transactions are processed securely under the guarantee of the Central Bank of Türkiye, in compliance with Law No. 6493, through the licensed and regulated infrastructure of Moka United Payment and Electronic Money Inc., a subsidiary of Türkiye İş Bankası. Your data is encrypted, and your financial security is protected at the highest standards. Join MARS on Social Media • Instagram / TikTok / X: @marsneo_tr • YouTube & LinkedIn: marsneo_tr • More info: marsneo.com Have Questions or Feedback? Our 24/7 MARS Support Center is here for you: +90 (850) 722 74 74 destek@marsneo.com Step into the future of finance with MARS!
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Verdict
BKM Express (bex) and MARS Mobile Finance Services both sit at 4.8 stars, but that hides the real split: 100% of MARS Mobile Finance Services's written reviews are positive against 73% of BKM Express (bex)'s. MARS Mobile Finance Services also leads on update cadence (every 4 weeks vs every 3 months). BKM Express (bex)'s advantage is monetization model (free vs free with in-app purchases) and ratings volume (64 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BKM Express (bex) against 4.8 for MARS Mobile Finance Services. That said, the two scores are not equally well evidenced: BKM Express (bex) has 64 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 73% of BKM Express (bex)'s written reviews are positive against 100% of MARS Mobile Finance Services's.
BKM Express (bex) ships an update every 3 months, MARS Mobile Finance Services every 4 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | BKM Express (bex) | MARS Mobile Finance Services |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (64 ratings) — better | 4.8 (4 ratings) |
| Positive reviews | 73.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 64 — better | 4 |
| Update frequency | Every 3 months | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 64 MB | 380 MB |
| Age rating | 4+ | 4+ |
| Developer | Bankalararası Kart Merkezi | Mars Finansal Yazilim Anonim Sirketi |
Customer experience
BKM Express (bex)
MARS Mobile Finance Services
In-app purchases
BKM Express (bex)
No in-app purchases
MARS Mobile Finance Services
No in-app purchases
Questions
Is BKM Express (bex) free?
Is MARS Mobile Finance Services free?
Which has better reviews, BKM Express (bex) or MARS Mobile Finance Services?
Do BKM Express (bex) or MARS Mobile Finance Services have ads?
Which is updated more often, BKM Express (bex) or MARS Mobile Finance Services?
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