# BKM Express (bex) vs CepTel

BKM Express (bex) and CepTel are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | BKM Express (bex) | CepTel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (64 ratings)](https://appshunter.io/ios/app/bkm-express-bex/id657408050/reviews)** | — |
| Number of ratings | **64** | — |
| Positive reviews | 73.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | — |
| Size | 64 MB | 58 MB |
| Requires iOS | **15** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bankalararası Kart Merkezi](https://appshunter.io/developer/657408053) | [Muhammed Faruk Sogut](https://appshunter.io/developer/1586606426) |

## What reviewers say

### BKM Express (bex)

[App page](https://appshunter.io/ios/app/bkm-express-bex/id657408050)

This payment system allows for fast, easy, and secure transactions. Send and request money 24/7 without sharing card details with merchants. Manage multiple bank cards from a single account for seamless shopping and transfers.

**Highlights:** Secure payments without sharing card details, 24/7 money sending and requesting, Manage multiple bank cards, QR code and link-based money requests, Installment options for purchases, Earn points on purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CepTel

[App page](https://appshunter.io/ios/app/ceptel/id6747092111)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BKM Express (bex) free?

BKM Express (bex) is free to download, with no in-app purchases.

### Is CepTel free?

CepTel is free to download, with no in-app purchases.

### Do BKM Express (bex) or CepTel have ads?

Neither BKM Express (bex) nor CepTel shows ads.

### Which is updated more often, BKM Express (bex) or CepTel?

BKM Express (bex) ships an update every 3 months, and CepTel every 3 months. Most recently, BKM Express (bex) was updated on October 16, 2026 and CepTel on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*